MBBC (Marathon Bancorp) Equity-to-Asset: 0.19 (As of Mar. 2026) — 36% Above Median

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MBBC Marathon Bancorp Inc MBBC
55 GF Score
Price $14.71
GF Value $10.98
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Marathon Bancorp Equity-to-Asset?

Marathon Bancorp MBBC 55 Equity-to-Asset is 0.19 as of Mar. 2026, which is 36% above its 10-year median of 0.14. GuruFocus rates MBBC with a GF Score™ of 55/100 and a GF Value™ of $10.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,521 Banks companies, Marathon Bancorp ranks better than 92.77% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Marathon Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $47.54 Mil. Marathon Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $249.02 Mil. Therefore, Marathon Bancorp's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.19.

The historical rank and industry rank for Marathon Bancorp's Equity-to-Asset or its related term are showing as below:

MBBC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1   Med: 0.14   Max: 0.19
Current: 0.19

During the past 6 years, the highest Equity to Asset Ratio of Marathon Bancorp was 0.19. The lowest was 0.10. And the median was 0.14.

MBBC's Equity-to-Asset is ranked better than
92.77% of 1521 companies
in the Banks industry
Industry Median: 0.1 vs MBBC: 0.19

Marathon Bancorp  (NAS:MBBC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Marathon Bancorp Equity-to-Asset Related Terms


Marathon Bancorp Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Marathon Bancorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marathon Bancorp Equity-to-Asset Chart

Marathon Bancorp Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Equity-to-Asset
Get a 7-Day Free Trial 0.14 0.14 0.13 0.14 0.19

Marathon Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.19 0.19 0.19 0.19

MBBC vs UNBK, WDFN, LUMB: Equity-to-Asset Comparison

For the Banks - Regional subindustry, Marathon Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marathon Bancorp Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Marathon Bancorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Marathon Bancorp's Equity-to-Asset falls into.


MBBC
55GF Score
Marathon Bancorp Inc MBBC
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Marathon Bancorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Marathon Bancorp's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Equity to Asset (A: Jun. 2025 )=Total Stockholders Equity/Total Assets
=45.709/238.835
=0.19

Marathon Bancorp's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=47.535/249.023
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.19 mean?
Marathon Bancorp (MBBC) has a Equity-to-Asset of 0.19 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Marathon Bancorp and its competitors. This is 36% above median its historical median of 0.14. Over the past decade, Marathon Bancorp's Equity-to-Asset has ranged from 0.10 to 0.19. According to the industry distribution chart, Marathon Bancorp ranks #110 out of 1521 companies in the Banks industry, placing it in the top 7.2%.
Is Marathon Bancorp's Equity-to-Asset too high?
Marathon Bancorp's current Equity-to-Asset of 0.19 is 36% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.19. The Banks industry median Equity-to-Asset is 0.10. Marathon Bancorp's value of 0.19 is 90% above this industry median. Based on the distribution chart, Marathon Bancorp ranks #110 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Marathon Bancorp has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Equity-to-Asset compare to UNBK and WDFN?
According to the Banks industry distribution chart, Marathon Bancorp ranks #110 out of 1521 companies for Equity-to-Asset. This places Marathon Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Marathon Bancorp's value of 0.19 is 90% above this benchmark. Historically, Marathon Bancorp's own Equity-to-Asset has ranged from 0.10 to 0.19 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, Marathon Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marathon Bancorp's current Equity-to-Asset of 0.19 is 90% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Marathon Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marathon Bancorp's current Equity-to-Asset is 0.19, which is 36% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.98, compared to a current price of $14.71 — trading 34% above its estimated fair value. The current Equity-to-Asset is 0.19, which is 36% above median its 10-year median of 0.14 and 90% above the Banks industry median of 0.10. Marathon Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Equity-to-Asset is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $14.71 is trading 34% above its estimated GF Value™ of $10.98. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • Equity-to-Asset: 0.19 (36% above median its 10-year median of 0.14)
  • GF Value™: $10.98 vs. price of $14.71 (34% above fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 90% above the Banks median (#110 of 1521)

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
55GF Score

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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.71
Price
$10.98
GF Value