Marathon BancorpMBBC +1.57%57 Return-on-Tangible-Equity is 4.13% as of Mar. 2026, which is 29% above its 10-year median of 3.19. GuruFocus rates MBBC with a GF Score™ of 57/100 and a GF Value™ of $11.13 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Marathon Bancorp ranks worse than 91.28% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Marathon Bancorp's annualized net income for the quarter that ended in Mar. 2026 was $1.95 Mil. Marathon Bancorp's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $47.21 Mil. Therefore, Marathon Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 4.13%.
The historical rank and industry rank for Marathon Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
MBBC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.6 Med: 3.19 Max: 5.42
Current: 2.52
During the past 6 years, Marathon Bancorp's highest Return-on-Tangible-Equity was 5.42%. The lowest was -0.60%. And the median was 3.19%.
MBBC's Return-on-Tangible-Equity is ranked worse than 91.28% of 1525
companies
in the Banks industry
Industry Median: 11.21
vs MBBC: 2.52
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Marathon Bancorp Return-on-Tangible-Equity Related Terms
Marathon Bancorp Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Marathon Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBBC vs UNBK, WDFN, LUMB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Marathon Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marathon Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Marathon Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Marathon Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.13% mean?
Marathon Bancorp (MBBC) has a Return-on-Tangible-Equity of 4.13% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Marathon Bancorp and its competitors. This is 29% above median its historical median of 3.19. According to the industry distribution chart, Marathon Bancorp ranks #1392 out of 1525 companies in the Banks industry, placing it in the top 91.3%.
Is Marathon Bancorp's Return-on-Tangible-Equity too high?
Marathon Bancorp's current Return-on-Tangible-Equity of 4.13% is 29% above median its 10-year median of 3.19. The Banks industry median Return-on-Tangible-Equity is 11.21. Marathon Bancorp's value of 4.13% is 63.2% below this industry median. Based on the distribution chart, Marathon Bancorp ranks #1392 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Marathon Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Return-on-Tangible-Equity compare to UNBK and WDFN?
According to the Banks industry distribution chart, Marathon Bancorp ranks #1392 out of 1525 companies for Return-on-Tangible-Equity. This places Marathon Bancorp in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. Marathon Bancorp's value of 4.13% is 63.2% below this benchmark. While the company's 10-year median is 3.19 vs. the industry median of 11.21, Marathon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marathon Bancorp's current Return-on-Tangible-Equity of 4.13% is 63.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Marathon Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marathon Bancorp's current Return-on-Tangible-Equity is 4.13%, which is 29% above median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.13, compared to a current price of $15.49 — trading 39.2% above its estimated fair value. The current Return-on-Tangible-Equity is 4.13%, which is 29% above median its 10-year median of 3.19 and 63.2% below the Banks industry median of 11.21. Marathon Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Return-on-Tangible-Equity is 4.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marathon Bancorp (MBBC) Overvalued in 2026?
Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued.
The current stock price of $15.49 is trading 39.2% above its estimated GF Value™ of $11.13.
GuruFocus considers Marathon Bancorp to be Significantly Overvalued.
Key valuation signals for MBBC:
Return-on-Tangible-Equity: 4.13% (29% above median its 10-year median of 3.19)
GF Value™: $11.13 vs. price of $15.49 (39.2% above fair value)
Industry Position: 63.2% below the Banks median (#1392 of 1525)
No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
57GF Score
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