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Marathon BancorpMBBC -1.14%56 Cash-to-Debt is 0.14 as of Mar. 2026, which is 64% below its 10-year median of 0.39. GuruFocus rates MBBC with a GF Score™ of 56/100 and a GF Value™ of $10.79 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,485 Banks companies, Marathon Bancorp ranks worse than 91.72% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Marathon Bancorp's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.14.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Marathon Bancorpcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Marathon Bancorp's Cash-to-Debt or its related term are showing as below:
MBBC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.12 Med: 0.39 Max: No Debt
Current: 0.14
During the past 6 years, Marathon Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 0.12. And the median was 0.39.
MBBC's Cash-to-Debt is ranked worse than 91.72% of 1485
companies
in the Banks industry
Industry Median: 1.4
vs MBBC: 0.14
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Marathon Bancorp Cash-to-Debt Related Terms
Marathon Bancorp Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Marathon Bancorp's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Marathon Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marathon Bancorp Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Marathon Bancorp's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Marathon Bancorp's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marathon Bancorp (MBBC) has a Cash-to-Debt of 0.14 as of Mar. 2026. This is 64% below median its historical median of 0.39. Over the past decade, Marathon Bancorp's Cash-to-Debt has ranged from 0.12 to 10,000.00. According to the industry distribution chart, Marathon Bancorp ranks #1362 out of 1485 companies in the Banks industry, placing it in the top 91.7%.
Is Marathon Bancorp's Cash-to-Debt too high?
Marathon Bancorp's current Cash-to-Debt of 0.14 is 64% below median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 10,000.00. The Banks industry median Cash-to-Debt is 1.40. Marathon Bancorp's value of 0.14 is 90% below this industry median. Based on the distribution chart, Marathon Bancorp ranks #1362 out of 1485 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Marathon Bancorp has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Cash-to-Debt compare to HCBC and HFBA?
According to the Banks industry distribution chart, Marathon Bancorp ranks #1362 out of 1485 companies for Cash-to-Debt. This places Marathon Bancorp in the lower half of its industry. The industry median Cash-to-Debt is 1.40. Marathon Bancorp's value of 0.14 is 90% below this benchmark. Historically, Marathon Bancorp's own Cash-to-Debt has ranged from 0.12 to 10,000.00 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 1.40, Marathon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.40, based on 1,485 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marathon Bancorp's current Cash-to-Debt of 0.14 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marathon Bancorp's current Cash-to-Debt is 0.14, which is 64% below median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.79, compared to a current price of $15.23 — trading 41.1% above its estimated fair value. The current Cash-to-Debt is 0.14, which is 64% below median its 10-year median of 0.39 and 90% below the Banks industry median of 1.40. Marathon Bancorp's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Cash-to-Debt is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marathon Bancorp (MBBC) Overvalued in 2026?
Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued.
The current stock price of $15.23 is trading 41.1% above its estimated GF Value™ of $10.79.
GuruFocus considers Marathon Bancorp to be Significantly Overvalued.
Key valuation signals for MBBC:
Cash-to-Debt: 0.14 (64% below median its 10-year median of 0.39)
GF Value™: $10.79 vs. price of $15.23 (41.1% above fair value)
Industry Position: 90% below the Banks median (#1362 of 1485)
No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
56GF Score
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