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Marathon BancorpMBBC -1.14%56 Intrinsic Value: Projected FCF is $16.93 as of Aug. 29, 2026. GuruFocus rates MBBC with a GF Score™ of 56/100 and a GF Value™ of $10.79 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,293 Banks companies, Marathon Bancorp ranks worse than 79.74% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-29), Marathon Bancorp's Intrinsic Value: Projected FCF is $16.93. The stock price of Marathon Bancorp is $15.225. Therefore, Marathon Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.9.
The historical rank and industry rank for Marathon Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:
MBBC'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.72 Med: 0.76 Max: 0.91
Current: 0.9
During the past 6 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Marathon Bancorp was 0.91. The lowest was 0.72. And the median was 0.76.
MBBC's Price-to-Projected-FCF is ranked worse than 79.74% of 1293
companies
in the Banks industry
Industry Median: 0.59
vs MBBC: 0.90
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Marathon Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
15.225
/
16.926207750397
=
0.90
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Marathon Bancorp Intrinsic Value: Projected FCF Related Terms
Marathon Bancorp Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Marathon Bancorp's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBBC vs HCBC, HFBA, TMAK: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Marathon Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marathon Bancorp Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Marathon Bancorp's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Marathon Bancorp's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $16.93 mean?
Marathon Bancorp (MBBC) has a Intrinsic Value: Projected FCF of $16.93 as of Aug. 29, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Marathon Bancorp and its competitors. According to the industry distribution chart, Marathon Bancorp ranks #1031 out of 1293 companies in the Banks industry, placing it in the top 79.7%.
Is Marathon Bancorp's Intrinsic Value: Projected FCF too high?
Marathon Bancorp's current Intrinsic Value: Projected FCF is $16.93. The Banks industry median Intrinsic Value: Projected FCF is 0.59. Marathon Bancorp's value of $16.93 is 2769.5% above this industry median. Based on the distribution chart, Marathon Bancorp ranks #1031 out of 1293 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Marathon Bancorp has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Intrinsic Value: Projected FCF compare to HCBC and HFBA?
According to the Banks industry distribution chart, Marathon Bancorp ranks #1031 out of 1293 companies for Intrinsic Value: Projected FCF. This places Marathon Bancorp in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.59. Marathon Bancorp's value of $16.93 is 2769.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,293 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marathon Bancorp's current Intrinsic Value: Projected FCF of $16.93 is 2769.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Marathon Bancorp and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marathon Bancorp's current Intrinsic Value: Projected FCF is $16.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.79, compared to a current price of $15.23 — trading 41.1% above its estimated fair value. The current Intrinsic Value: Projected FCF is $16.93 and 2769.5% above the Banks industry median of 0.59. Marathon Bancorp's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Intrinsic Value: Projected FCF is $16.93 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marathon Bancorp (MBBC) Overvalued in 2026?
Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued.
The current stock price of $15.23 is trading 41.1% above its estimated GF Value™ of $10.79.
GuruFocus considers Marathon Bancorp to be Significantly Overvalued.
Key valuation signals for MBBC:
Intrinsic Value: Projected FCF: $16.93
GF Value™: $10.79 vs. price of $15.23 (41.1% above fair value)
Industry Position: 2769.5% above the Banks median (#1031 of 1293)
No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
56GF Score
Get the complete analysis for MBBC
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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