MBBC (Marathon Bancorp) Moat Score: 3/10 (As of Jun. 27, 2026)


MBBC Marathon Bancorp Inc MBBC
57 GF Score
Price $15.49
GF Value $11.13
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Marathon Bancorp Moat Score?

Marathon Bancorp MBBC +1.57% 57 Moat Score is 3 as of Jun. 27, 2026. GuruFocus rates MBBC with a GF Score™ of 57/100 and a GF Value™ of $11.13 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,610 Banks companies, Marathon Bancorp ranks better than 74.41% on this metric.

Marathon Bancorp has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Marathon Bancorp has No Moat: Marathon Bancorp Inc operates in the banking sector with limited market share and no significant cost advantages. The company lacks strong brand strength or regulatory barriers, resulting in a weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Marathon Bancorp might have No Moat - Very weak/transient advantages.

Marathon Bancorp  (NAS:MBBC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Marathon Bancorp Moat Score Related Terms

MBBC vs TMAK, FMFP, PNBI: Moat Score Comparison

For the Banks - Regional subindustry, Marathon Bancorp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Marathon Bancorp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Marathon Bancorp's Moat Score distribution charts can be found below:

* The bar in red indicates where Marathon Bancorp's Moat Score falls into.


MBBC
57GF Score
Marathon Bancorp Inc MBBC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Marathon Bancorp (MBBC) has a Moat Score of 3 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Marathon Bancorp ranks #412 out of 1610 companies in the Banks industry, placing it in the top 25.6%.
Is Marathon Bancorp's Moat Score too high?
Marathon Bancorp's current Moat Score is 3. Based on the distribution chart, Marathon Bancorp ranks #412 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, Marathon Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Moat Score compare to TMAK and FMFP?
According to the Banks industry distribution chart, Marathon Bancorp ranks #412 out of 1610 companies for Moat Score. This puts Marathon Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Marathon Bancorp's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.13, compared to a current price of $15.49 — trading 39.2% above its estimated fair value. The current Moat Score is 3. Marathon Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Moat Score is 3 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $15.49 is trading 39.2% above its estimated GF Value™ of $11.13. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • Moat Score: 3
  • GF Value™: $11.13 vs. price of $15.49 (39.2% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
57GF Score

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$15.49
Price
$11.13
GF Value