MBBC (Marathon Bancorp) Scaled Net Operating Assets: 0.27 (As of Mar. 2026)


MBBC Marathon Bancorp Inc MBBC
57 GF Score
Price $15.49
GF Value $11.13
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Marathon Bancorp Scaled Net Operating Assets?

Marathon Bancorp MBBC +1.57% 57 Scaled Net Operating Assets is 0.27 as of Mar. 2026. GuruFocus rates MBBC with a GF Score™ of 57/100 and a GF Value™ of $11.13 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Marathon Bancorp's operating assets for the quarter that ended in Mar. 2026 was $244.69 Mil. Marathon Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $177.49 Mil. Marathon Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $248.02 Mil. Therefore, Marathon Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.27.

MBBC
57GF Score
Marathon Bancorp Inc MBBC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Marathon Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Marathon Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2025 )
=(Operating Assets (A: Jun. 2025 )-Operating Liabilities (A: Jun. 2025 ))/Total Assets (A: Jun. 2024 )
=(236.355-178.126)/219.296
=0.27

where

Operating Assets(A: Jun. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=238.835 - 2.48
=236.355

Operating Liabilities(A: Jun. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=193.126 - 15 - 0
=178.126

Marathon Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(244.685-177.488)/248.016
=0.27

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=249.023 - 4.338
=244.685

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=201.488 - 24 - 0
=177.488

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.27 mean?
Marathon Bancorp (MBBC) has a Scaled Net Operating Assets of 0.27 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Marathon Bancorp and its competitors.
Is Marathon Bancorp's Scaled Net Operating Assets too high?
Marathon Bancorp's current Scaled Net Operating Assets is 0.27. Overall, Marathon Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Scaled Net Operating Assets compare to TMAK and FMFP?
Marathon Bancorp's Scaled Net Operating Assets of 0.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Marathon Bancorp and its competitors. Marathon Bancorp's current Scaled Net Operating Assets is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.13, compared to a current price of $15.49 — trading 39.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.27. Marathon Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Scaled Net Operating Assets is 0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $15.49 is trading 39.2% above its estimated GF Value™ of $11.13. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • Scaled Net Operating Assets: 0.27
  • GF Value™: $11.13 vs. price of $15.49 (39.2% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
57GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.49
Price
$11.13
GF Value