MBBC (Marathon Bancorp) Retained Earnings: $27.00 Mil (As of Mar. 2026)


MBBC Marathon Bancorp Inc MBBC
57 GF Score
Price $15.25
GF Value $11.09
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Marathon Bancorp Retained Earnings?

Marathon Bancorp MBBC -0.39% 57 Retained Earnings is $27.00 Mil as of Mar. 2026. GuruFocus rates MBBC with a GF Score™ of 57/100 and a GF Value™ of $11.09 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Marathon Bancorp's retained earnings for the quarter that ended in Mar. 2026 was $27.00 Mil.

Marathon Bancorp's quarterly retained earnings increased from Sep. 2025 ($26.01 Mil) to Dec. 2025 ($26.51 Mil) and increased from Dec. 2025 ($26.51 Mil) to Mar. 2026 ($27.00 Mil).

Marathon Bancorp's annual retained earnings declined from Jun. 2023 ($25.58 Mil) to Jun. 2024 ($25.52 Mil) but then increased from Jun. 2024 ($25.52 Mil) to Jun. 2025 ($25.57 Mil).


Marathon Bancorp  (NAS:MBBC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Marathon Bancorp Retained Earnings Historical Data

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The historical data trend for Marathon Bancorp's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marathon Bancorp Retained Earnings Chart

Marathon Bancorp Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Retained Earnings
Get a 7-Day Free Trial 22.09 23.91 25.58 25.52 25.57

Marathon Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.90 25.57 26.01 26.51 27.00
MBBC
57GF Score
Marathon Bancorp Inc MBBC
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Marathon Bancorp Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $27.00 Mil mean?
Marathon Bancorp (MBBC) has a Retained Earnings of $27.00 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Marathon Bancorp and its competitors.
Is Marathon Bancorp's Retained Earnings too high?
Marathon Bancorp's current Retained Earnings is $27.00 Mil. Overall, Marathon Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Retained Earnings compare to UNBK and WDFN?
Marathon Bancorp's Retained Earnings of $27.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Marathon Bancorp and its competitors. Marathon Bancorp's current Retained Earnings is $27.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.09, compared to a current price of $15.25 — trading 37.5% above its estimated fair value. The current Retained Earnings is $27.00 Mil. Marathon Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Retained Earnings is $27.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $15.25 is trading 37.5% above its estimated GF Value™ of $11.09. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • Retained Earnings: $27.00 Mil
  • GF Value™: $11.09 vs. price of $15.25 (37.5% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
57GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.25
Price
$11.09
GF Value