MBBC (Marathon Bancorp) Liabilities-to-Assets : 0.81 (As of Mar. 2026)

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MBBC Marathon Bancorp Inc MBBC
55 GF Score
Price $15.00
GF Value $11.01
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Marathon Bancorp Liabilities-to-Assets?

Marathon Bancorp MBBC 55 Liabilities-to-Assets is 0.81 as of Mar. 2026. GuruFocus rates MBBC with a GF Score™ of 55/100 and a GF Value™ of $11.01 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Marathon Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 was $201.49 Mil. Marathon Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $249.02 Mil. Therefore, Marathon Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.81.


Marathon Bancorp  (NAS:MBBC) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Marathon Bancorp Liabilities-to-Assets Related Terms


Marathon Bancorp Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Marathon Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marathon Bancorp Liabilities-to-Assets Chart

Marathon Bancorp Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.86 0.86 0.87 0.86 0.81

Marathon Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.87 0.81 0.81 0.81 0.81

MBBC vs UNBK, WDFN, LUMB: Liabilities-to-Assets Comparison

For the Banks - Regional subindustry, Marathon Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marathon Bancorp Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Marathon Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Marathon Bancorp's Liabilities-to-Assets falls into.


MBBC
55GF Score
Marathon Bancorp Inc MBBC
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marathon Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Marathon Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2025 is calculated as:

Liabilities-to-Assets (A: Jun. 2025 )=Total Liabilities/Total Assets
=193.126/238.835
=0.81

Marathon Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=201.488/249.023
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.81 mean?
Marathon Bancorp (MBBC) has a Liabilities-to-Assets of 0.81 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Marathon Bancorp and its competitors.
Is Marathon Bancorp's Liabilities-to-Assets too high?
Marathon Bancorp's current Liabilities-to-Assets is 0.81. Overall, Marathon Bancorp has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marathon Bancorp's Liabilities-to-Assets compare to UNBK and WDFN?
Marathon Bancorp's Liabilities-to-Assets of 0.81 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Marathon Bancorp and its competitors. Marathon Bancorp's current Liabilities-to-Assets is 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marathon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Marathon Bancorp (MBBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.01, compared to a current price of $15.00 — trading 36.2% above its estimated fair value. The current Liabilities-to-Assets is 0.81. Marathon Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Marathon Bancorp (MBBC), the current Liabilities-to-Assets is 0.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marathon Bancorp (MBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Marathon Bancorp stock appears to be overvalued. The current stock price of $15.00 is trading 36.2% above its estimated GF Value™ of $11.01. GuruFocus considers Marathon Bancorp to be Significantly Overvalued.

Key valuation signals for MBBC:

  • Liabilities-to-Assets: 0.81
  • GF Value™: $11.01 vs. price of $15.00 (36.2% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the MBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marathon Bancorp Business Description

Address 500 Scott Street, Wausau, WI, USA, 54403
Marathon Bancorp Inc is a mid-tier holding company for Marathon Bank, a Wisconsin-chartered savings bank. The group operates as a community-oriented bank offering a variety of financial products and services to meet the needs of customers. The primary deposit products are demand deposits, savings, and certificates of deposits; and prime lending products are commercial real estate, commercial and industrial, construction, one-to-four-family residential, multifamily real estate, and consumer loans. The majority of the group's revenue comes from interest income on loans and debt securities.
55GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.00
Price
$11.01
GF Value