United Financial Investments (AMM:UCFI) Cash Conversion Cycle: 1,774.79 (As of Mar. 2026)


AMM:UCFI United Financial Investments AMM:UCFI
80 GF Score
Price JOD1.30
GF Value JOD1.14
Valuation Modestly Overvalued
! 3 Warning Signs
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What is United Financial Investments Cash Conversion Cycle?

United Financial Investments AMM:UCFI 80 Cash Conversion Cycle is 1,774.79 as of Mar. 2026. GuruFocus rates AMM:UCFI with a GF Score™ of 80/100 and a GF Value™ of JOD1.14 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

United Financial Investments's Days Sales Outstanding for the three months ended in Mar. 2026 was 3165.83.
United Financial Investments's Days Inventory for the three months ended in Mar. 2026 was 0.
United Financial Investments's Days Payable for the three months ended in Mar. 2026 was 1391.04.
Therefore, United Financial Investments's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was 1,774.79.


United Financial Investments  (AMM:UCFI) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


United Financial Investments Cash Conversion Cycle Related Terms


United Financial Investments Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for United Financial Investments's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Financial Investments Cash Conversion Cycle Chart

United Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2,009.13 2,983.63 1,212.81 0.00

United Financial Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -896.96 -804.19 -3,516.60 0.00 1,774.79

AMM:UCFI vs MS, GS, SCHW: Cash Conversion Cycle Comparison

For the Capital Markets subindustry, United Financial Investments's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Financial Investments Cash Conversion Cycle vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, United Financial Investments's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where United Financial Investments's Cash Conversion Cycle falls into.


AMM:UCFI
80GF Score
United Financial Investments AMM:UCFI
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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United Financial Investments Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

United Financial Investments's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=0+0-0
=0.00

United Financial Investments's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=3165.83+0-1391.04
=1,774.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 1,774.79 mean?
United Financial Investments (AMM:UCFI) has a Cash Conversion Cycle of 1,774.79 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on United Financial Investments and its competitors.
Is United Financial Investments' Cash Conversion Cycle too high?
United Financial Investments' current Cash Conversion Cycle is 1,774.79. The Capital Markets industry median Cash Conversion Cycle is 2.25. United Financial Investments' value of 1,774.79 is 78779.6% above this industry median. Overall, United Financial Investments has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Cash Conversion Cycle compare to MS and GS?
United Financial Investments' Cash Conversion Cycle of 1,774.79 can be compared against companies in the Capital Markets industry. The industry median Cash Conversion Cycle is 2.25. United Financial Investments' value of 1,774.79 is 78779.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Capital Markets company?
The median Cash Conversion Cycle among Capital Markets companies is 2.25, based on 637 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Financial Investments's current Cash Conversion Cycle of 1,774.79 is 78779.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on United Financial Investments and its competitors. For the Capital Markets industry, the median Cash Conversion Cycle is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Cash Conversion Cycle is 1,774.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.14, compared to a current price of JOD1.30 — trading 14% above its estimated fair value. The current Cash Conversion Cycle is 1,774.79 and 78779.6% above the Capital Markets industry median of 2.25. United Financial Investments' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Cash Conversion Cycle is 1,774.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Financial Investments (AMM:UCFI) Overvalued in 2026?

Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued. The current stock price of JOD1.30 is trading 14% above its estimated GF Value™ of JOD1.14. GuruFocus considers United Financial Investments to be Modestly Overvalued.

Key valuation signals for AMM:UCFI:

  • Cash Conversion Cycle: 1,774.79
  • GF Value™: JOD1.14 vs. price of JOD1.30 (14% above fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 78779.6% above the Capital Markets median

No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Financial Investments Business Description

Address PO Box 927 250, The Hashemite Kingdom, Amman, JOR, 11192
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
80GF Score

Get the complete analysis for AMM:UCFI

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.30
Price
JOD1.14
GF Value