United Financial Investments (AMM:UCFI) Days Payable: 1,391.04 (As of Mar. 2026) — 136% Above Median


AMM:UCFI United Financial Investments AMM:UCFI
80 GF Score
Price JOD1.30
GF Value JOD1.14
Valuation Modestly Overvalued
! 3 Warning Signs
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What is United Financial Investments Days Payable?

United Financial Investments AMM:UCFI +0.78% 80 Days Payable is 1,391.04 as of Mar. 2026, which is 136% above its 10-year median of 590.27. GuruFocus rates AMM:UCFI with a GF Score™ of 80/100 and a GF Value™ of JOD1.14 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 538 Capital Markets companies, United Financial Investments ranks better than 93.12% on this metric.

United Financial Investments's average Accounts Payable for the three months ended in Mar. 2026 was JOD6.62 Mil. United Financial Investments's Cost of Goods Sold for the three months ended in Mar. 2026 was JOD0.43 Mil. Hence, United Financial Investments's Days Payable for the three months ended in Mar. 2026 was 1,391.04.

The historical rank and industry rank for United Financial Investments's Days Payable or its related term are showing as below:

AMM:UCFI' s Days Payable Range Over the Past 10 Years
Min: 235.38   Med: 590.27   Max: 4775.29
Current: 4775.29

During the past 12 years, United Financial Investments's highest Days Payable was 4775.29. The lowest was 235.38. And the median was 590.27.

AMM:UCFI's Days Payable is ranked better than
93.12% of 538 companies
in the Capital Markets industry
Industry Median: 90.065 vs AMM:UCFI: 4775.29

United Financial Investments's Days Payable declined from Mar. 2025 (4,611.27) to Mar. 2026 (1,391.04). It may suggest that United Financial Investments accelerated paying its suppliers.


United Financial Investments Days Payable Historical Data

* Premium members only.

The historical data trend for United Financial Investments's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Financial Investments Days Payable Chart

United Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 945.16 235.38 0.00

United Financial Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,611.27 4,491.08 6,847.47 0.00 1,391.04

AMM:UCFI vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, United Financial Investments's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Financial Investments Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, United Financial Investments's Days Payable distribution charts can be found below:

* The bar in red indicates where United Financial Investments's Days Payable falls into.


AMM:UCFI
80GF Score
United Financial Investments AMM:UCFI
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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United Financial Investments Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

United Financial Investments's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0 + 0) / 1 ) / 0*365
=0 / 0*365
=N/A

United Financial Investments's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 6.616) / 1 ) / 0.434*365 / 4
=6.616 / 0.434*365 / 4
=1,391.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 1,391.04 mean?
United Financial Investments (AMM:UCFI) has a Days Payable of 1,391.04 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on United Financial Investments and its competitors. This is 136% above median its historical median of 590.27. Over the past decade, United Financial Investments' Days Payable has ranged from 235.38 to 4,775.29. According to the industry distribution chart, United Financial Investments ranks #37 out of 538 companies in the Capital Markets industry, placing it in the top 6.9%.
Is United Financial Investments' Days Payable too high?
United Financial Investments' current Days Payable of 1,391.04 is 136% above median its 10-year median of 590.27. Over the past 10 years, this metric has ranged from a low of 235.38 to a high of 4,775.29. The Capital Markets industry median Days Payable is 90.07. United Financial Investments' value of 1,391.04 is 1444.5% above this industry median. Based on the distribution chart, United Financial Investments ranks #37 out of 538 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, United Financial Investments has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, United Financial Investments ranks #37 out of 538 companies for Days Payable. This places United Financial Investments in the top 7% of its industry — outperforming the majority of peers. The industry median Days Payable is 90.07. United Financial Investments' value of 1,391.04 is 1444.5% above this benchmark. Historically, United Financial Investments' own Days Payable has ranged from 235.38 to 4,775.29 over the past decade. While the company's 10-year median is 590.27 vs. the industry median of 90.07, United Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 90.07, based on 538 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Financial Investments's current Days Payable of 1,391.04 is 1444.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on United Financial Investments and its competitors. For the Capital Markets industry, the median Days Payable is 90.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Days Payable is 1,391.04, which is 136% above median its own 10-year median of 590.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.14, compared to a current price of JOD1.30 — trading 14% above its estimated fair value. The current Days Payable is 1,391.04, which is 136% above median its 10-year median of 590.27 and 1444.5% above the Capital Markets industry median of 90.07. United Financial Investments' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Days Payable is 1,391.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Financial Investments (AMM:UCFI) Overvalued in 2026?

Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued. The current stock price of JOD1.30 is trading 14% above its estimated GF Value™ of JOD1.14. GuruFocus considers United Financial Investments to be Modestly Overvalued.

Key valuation signals for AMM:UCFI:

  • Days Payable: 1,391.04 (136% above median its 10-year median of 590.27)
  • GF Value™: JOD1.14 vs. price of JOD1.30 (14% above fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 1444.5% above the Capital Markets median (#37 of 538)

No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Financial Investments Business Description

Address PO Box 927 250, The Hashemite Kingdom, Amman, JOR, 11192
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
80GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.30
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GF Value