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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. United Financial Investments's annualized net income for the quarter that ended in Mar. 2026 was JOD0.54 Mil. United Financial Investments's average shareholder tangible equity for the quarter that ended in Mar. 2026 was JOD10.70 Mil. Therefore, United Financial Investments's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.05%.
The historical rank and industry rank for United Financial Investments's Return-on-Tangible-Equity or its related term are showing as below:
AMM:UCFI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -50.23 Med: -9.69 Max: 5.82
Current: -17.46
During the past 12 years, United Financial Investments's highest Return-on-Tangible-Equity was 5.82%. The lowest was -50.23%. And the median was -9.69%.
AMM:UCFI's Return-on-Tangible-Equity is ranked worse than 86.73% of 784
companies
in the Capital Markets industry
Industry Median: 6.485
vs AMM:UCFI: -17.46
United Financial Investments (AMM:UCFI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
United Financial Investments Return-on-Tangible-Equity Related Terms
United Financial Investments Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Financial Investments Return-on-Tangible-Equity Chart
AMM:UCFI vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, United Financial Investments's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Financial Investments Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, United Financial Investments's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where United Financial Investments's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.05% mean?
United Financial Investments (AMM:UCFI) has a Return-on-Tangible-Equity of 5.05% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on United Financial Investments and its competitors. According to the industry distribution chart, United Financial Investments ranks #680 out of 784 companies in the Capital Markets industry, placing it in the top 86.7%.
Is United Financial Investments' Return-on-Tangible-Equity too high?
United Financial Investments' current Return-on-Tangible-Equity is 5.05%. The Capital Markets industry median Return-on-Tangible-Equity is 6.49. United Financial Investments' value of 5.05% is 22.1% below this industry median. Based on the distribution chart, United Financial Investments ranks #680 out of 784 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, United Financial Investments has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, United Financial Investments ranks #680 out of 784 companies for Return-on-Tangible-Equity. This places United Financial Investments in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.49. United Financial Investments' value of 5.05% is 22.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.49, based on 784 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Financial Investments's current Return-on-Tangible-Equity of 5.05% is 22.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on United Financial Investments and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Return-on-Tangible-Equity is 5.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.13, compared to a current price of JOD1.30 — trading 15% above its estimated fair value. The current Return-on-Tangible-Equity is 5.05% and 22.1% below the Capital Markets industry median of 6.49. United Financial Investments' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Return-on-Tangible-Equity is 5.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Financial Investments (AMM:UCFI) Overvalued in 2026?
Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued.
The current stock price of JOD1.30 is trading 15% above its estimated GF Value™ of JOD1.13.
GuruFocus considers United Financial Investments to be Modestly Overvalued.
Key valuation signals for AMM:UCFI:
Return-on-Tangible-Equity: 5.05%
GF Value™: JOD1.13 vs. price of JOD1.30 (15% above fair value)
Industry Position: 22.1% below the Capital Markets median (#680 of 784)
No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
81GF Score
Get the complete analysis for AMM:UCFI
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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