United Financial Investments (AMM:UCFI) EBIT: JOD0.78 Mil (TTM As of Mar. 2026)


AMM:UCFI United Financial Investments AMM:UCFI
80 GF Score
Price JOD1.30
GF Value JOD1.14
Valuation Modestly Overvalued
! 3 Warning Signs
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What is United Financial Investments EBIT?

United Financial Investments AMM:UCFI 80 EBIT is JOD0.78 Mil as of Mar. 2026. GuruFocus rates AMM:UCFI with a GF Score™ of 80/100 and a GF Value™ of JOD1.14 (Modestly Overvalued). The stock has 3 warning signs investors should review.

United Financial Investments's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was JOD0.38 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was JOD0.78 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. United Financial Investments's annualized ROC % for the quarter that ended in Mar. 2026 was -21.40%. United Financial Investments's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 35.93%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. United Financial Investments's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 5.34%.


United Financial Investments  (AMM:UCFI) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

United Financial Investments's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=-4.752 * ( 1 - 0% )/( (29.73 + 14.672)/ 2 )
=-4.752/22.201
=-21.40 %

where

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

United Financial Investments's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=1.508/( ( (0.869 + max(0, 0)) + (0.912 + max(6.614, 0)) )/ 2 )
=1.508/( ( 0.869 + 7.526 )/ 2 )
=1.508/4.1975
=35.93 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(14.398 + 0 + 0) - (7.227 + 0 + 0.557)
=6.614

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

United Financial Investments's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=0.78/14.594
=5.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Financial Investments EBIT Related Terms


United Financial Investments EBIT Historical Data

* Premium members only.

The historical data trend for United Financial Investments's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Financial Investments EBIT Chart

United Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.26 -1.44 0.72

United Financial Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.45 -0.52 0.47 0.38

AMM:UCFI vs MS, GS, SCHW: EBIT Comparison

For the Capital Markets subindustry, United Financial Investments's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Financial Investments EV-to-EBIT vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, United Financial Investments's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where United Financial Investments's EV-to-EBIT falls into.


AMM:UCFI
80GF Score
United Financial Investments AMM:UCFI
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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United Financial Investments EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD0.78 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of JOD0.78 Mil mean?
United Financial Investments (AMM:UCFI) has a EBIT of JOD0.78 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on United Financial Investments.
Is United Financial Investments' EBIT too high?
United Financial Investments' current EBIT is JOD0.78 Mil. Overall, United Financial Investments has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' EBIT compare to MS and GS?
United Financial Investments' EBIT of JOD0.78 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Capital Markets company?
A good EBIT depends on the Capital Markets industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on United Financial Investments. United Financial Investments's current EBIT is JOD0.78 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.14, compared to a current price of JOD1.30 — trading 14% above its estimated fair value. The current EBIT is JOD0.78 Mil. United Financial Investments' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current EBIT is JOD0.78 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Financial Investments (AMM:UCFI) Overvalued in 2026?

Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued. The current stock price of JOD1.30 is trading 14% above its estimated GF Value™ of JOD1.14. GuruFocus considers United Financial Investments to be Modestly Overvalued.

Key valuation signals for AMM:UCFI:

  • EBIT: JOD0.78 Mil
  • GF Value™: JOD1.14 vs. price of JOD1.30 (14% above fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Financial Investments Business Description

Address PO Box 927 250, The Hashemite Kingdom, Amman, JOR, 11192
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
80GF Score

Get the complete analysis for AMM:UCFI

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.30
Price
JOD1.14
GF Value