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United Financial InvestmentsAMM:UCFI 60 Debt-to-Equity is 1.58 as of Jun. 2026, which is 305% above its 10-year median of 0.39. GuruFocus rates AMM:UCFI with a GF Score™ of 60/100 and a GF Value™ of JOD0.98 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 613 Capital Markets companies, United Financial Investments ranks better than 99.84% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for United Financial Investments's Debt-to-Equity or its related term are showing as below:
AMM:UCFI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.39 Max: 3.47
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of United Financial Investments was 3.47. The lowest was 0.01. And the median was 0.39.
AMM:UCFI's Debt-to-Equity is ranked better than 99.84% of 613
companies
in the Capital Markets industry
Industry Median: 0.32
vs AMM:UCFI: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
United Financial Investments Debt-to-Equity Related Terms
United Financial Investments Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:UCFI vs MS, GS, SCHW: Debt-to-Equity Comparison
For the Capital Markets subindustry, United Financial Investments's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Financial Investments Debt-to-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, United Financial Investments's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where United Financial Investments's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Financial Investments (AMM:UCFI) has a Debt-to-Equity of 1.58 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on United Financial Investments and its competitors. This is 305% above median its historical median of 0.39. Over the past decade, United Financial Investments' Debt-to-Equity has ranged from 0.01 to 3.47. According to the industry distribution chart, United Financial Investments ranks #1 out of 613 companies in the Capital Markets industry, placing it in the top 0.2%.
Is United Financial Investments' Debt-to-Equity too high?
United Financial Investments' current Debt-to-Equity of 1.58 is 305% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 3.47. The Capital Markets industry median Debt-to-Equity is 0.32. United Financial Investments' value of 1.58 is 393.8% above this industry median. Based on the distribution chart, United Financial Investments ranks #1 out of 613 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, United Financial Investments has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Debt-to-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, United Financial Investments ranks #1 out of 613 companies for Debt-to-Equity. This places United Financial Investments in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.32. United Financial Investments' value of 1.58 is 393.8% above this benchmark. Historically, United Financial Investments' own Debt-to-Equity has ranged from 0.01 to 3.47 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.32, United Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Capital Markets company?
The median Debt-to-Equity among Capital Markets companies is 0.32, based on 613 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Financial Investments's current Debt-to-Equity of 1.58 is 393.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on United Financial Investments and its competitors. For the Capital Markets industry, the median Debt-to-Equity is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Debt-to-Equity is 1.58, which is 305% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.98, compared to a current price of JOD1.37 — trading 39.8% above its estimated fair value. The current Debt-to-Equity is 1.58, which is 305% above median its 10-year median of 0.39 and 393.8% above the Capital Markets industry median of 0.32. United Financial Investments' overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Debt-to-Equity is 1.58 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Financial Investments (AMM:UCFI) Overvalued in 2026?
Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued.
The current stock price of JOD1.37 is trading 39.8% above its estimated GF Value™ of JOD0.98.
GuruFocus considers United Financial Investments to be Significantly Overvalued.
Key valuation signals for AMM:UCFI:
Debt-to-Equity: 1.58 (305% above median its 10-year median of 0.39)
GF Value™: JOD0.98 vs. price of JOD1.37 (39.8% above fair value)
Industry Position: 393.8% above the Capital Markets median (#1 of 613)
No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
60GF Score
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