United Financial Investments (AMM:UCFI) Current Ratio: 2.38 (As of Mar. 2026) — 30% Below Median


AMM:UCFI United Financial Investments AMM:UCFI
80 GF Score
Price JOD1.29
GF Value JOD1.14
Valuation Modestly Overvalued
! 3 Warning Signs
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What is United Financial Investments Current Ratio?

United Financial Investments AMM:UCFI 80 Current Ratio is 2.38 as of Mar. 2026, which is 30% below its 10-year median of 3.39. GuruFocus rates AMM:UCFI with a GF Score™ of 80/100 and a GF Value™ of JOD1.14 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 689 Capital Markets companies, United Financial Investments ranks better than 50.51% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. United Financial Investments's current ratio for the quarter that ended in Mar. 2026 was 2.38.

United Financial Investments has a current ratio of 2.38. It generally indicates good short-term financial strength.

The historical rank and industry rank for United Financial Investments's Current Ratio or its related term are showing as below:

AMM:UCFI' s Current Ratio Range Over the Past 10 Years
Min: 0.95   Med: 3.39   Max: 6.78
Current: 2.38

During the past 12 years, United Financial Investments's highest Current Ratio was 6.78. The lowest was 0.95. And the median was 3.39.

AMM:UCFI's Current Ratio is ranked better than
50.51% of 689 companies
in the Capital Markets industry
Industry Median: 2.3 vs AMM:UCFI: 2.38

United Financial Investments  (AMM:UCFI) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


United Financial Investments Current Ratio Related Terms


United Financial Investments Current Ratio Historical Data

* Premium members only.

The historical data trend for United Financial Investments's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Financial Investments Current Ratio Chart

United Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.43 2.76 3.30 0.00 0.00

United Financial Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 1.56 0.00 0.00 2.38

AMM:UCFI vs MS, GS, SCHW: Current Ratio Comparison

For the Capital Markets subindustry, United Financial Investments's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Financial Investments Current Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, United Financial Investments's Current Ratio distribution charts can be found below:

* The bar in red indicates where United Financial Investments's Current Ratio falls into.


AMM:UCFI
80GF Score
United Financial Investments AMM:UCFI
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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United Financial Investments Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

United Financial Investments's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=0/0
=

United Financial Investments's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=31.878/13.409
=2.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 2.38 mean?
United Financial Investments (AMM:UCFI) has a Current Ratio of 2.38 as of Mar. 2026. This is 30% below median its historical median of 3.39. Over the past decade, United Financial Investments' Current Ratio has ranged from 0.95 to 6.78. According to the industry distribution chart, United Financial Investments ranks #341 out of 689 companies in the Capital Markets industry, placing it in the top 49.5%.
Is United Financial Investments' Current Ratio too high?
United Financial Investments' current Current Ratio of 2.38 is 30% below median its 10-year median of 3.39. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 6.78. The Capital Markets industry median Current Ratio is 2.30. United Financial Investments' value of 2.38 is 3.5% above this industry median. Based on the distribution chart, United Financial Investments ranks #341 out of 689 companies in the Capital Markets industry, which is above the industry midpoint. Overall, United Financial Investments has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Current Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, United Financial Investments ranks #341 out of 689 companies for Current Ratio. This puts United Financial Investments in the upper half of its industry. The industry median Current Ratio is 2.30. United Financial Investments' value of 2.38 is 3.5% above this benchmark. Historically, United Financial Investments' own Current Ratio has ranged from 0.95 to 6.78 over the past decade. While the company's 10-year median is 3.39 vs. the industry median of 2.30, United Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Capital Markets company?
The median Current Ratio among Capital Markets companies is 2.30, based on 689 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Financial Investments's current Current Ratio of 2.38 is 3.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Current Ratio is 2.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Current Ratio is 2.38, which is 30% below median its own 10-year median of 3.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.14, compared to a current price of JOD1.29 — trading 13.2% above its estimated fair value. The current Current Ratio is 2.38, which is 30% below median its 10-year median of 3.39 and 3.5% above the Capital Markets industry median of 2.30. United Financial Investments' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Current Ratio is 2.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Financial Investments (AMM:UCFI) Overvalued in 2026?

Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued. The current stock price of JOD1.29 is trading 13.2% above its estimated GF Value™ of JOD1.14. GuruFocus considers United Financial Investments to be Modestly Overvalued.

Key valuation signals for AMM:UCFI:

  • Current Ratio: 2.38 (30% below median its 10-year median of 3.39)
  • GF Value™: JOD1.14 vs. price of JOD1.29 (13.2% above fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 3.5% above the Capital Markets median (#341 of 689)

No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Financial Investments Business Description

Address PO Box 927 250, The Hashemite Kingdom, Amman, JOR, 11192
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
80GF Score

Get the complete analysis for AMM:UCFI

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.29
Price
JOD1.14
GF Value