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United Financial InvestmentsAMM:UCFI 79 Net Current Asset Value is JOD0.61 as of Mar. 2026, which is 100% below its 10-year median of 0.88. GuruFocus rates AMM:UCFI with a GF Score™ of 79/100 and a GF Value™ of JOD1.13 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 503 Capital Markets companies, United Financial Investments ranks better than 58.45% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
United Financial Investments's net current asset value per share for the quarter that ended in Mar. 2026 was JOD0.61.
The historical rank and industry rank for United Financial Investments's Net Current Asset Value or its related term are showing as below:
AMM:UCFI'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.47 Med: 0.88 Max: 31.67
Current: 2.13
During the past 12 years, the highest Price-to-Net-Current-Asset-Value Ratio of United Financial Investments was 31.67. The lowest was 0.47. And the median was 0.88.
AMM:UCFI's Price-to-Net-Current-Asset-Value is ranked better than 58.45% of 503
companies
in the Capital Markets industry
Industry Median: 2.68
vs AMM:UCFI: 2.13
United Financial Investments (AMM:UCFI) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
United Financial Investments Net Current Asset Value Related Terms
United Financial Investments Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Financial Investments Net Current Asset Value Chart
AMM:UCFI vs MS, GS, SCHW: Net Current Asset Value Comparison
For the Capital Markets subindustry, United Financial Investments's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Financial Investments Price-to-Net-Current-Asset-Value vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, United Financial Investments's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where United Financial Investments's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of JOD0.61 mean?
United Financial Investments (AMM:UCFI) has a Net Current Asset Value of JOD0.61 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on United Financial Investments and its competitors. This is 31% below median its historical median of 0.88. Over the past decade, United Financial Investments' Net Current Asset Value has ranged from 0.47 to 31.67. According to the industry distribution chart, United Financial Investments ranks #209 out of 503 companies in the Capital Markets industry, placing it in the top 41.6%.
Is United Financial Investments' Net Current Asset Value too high?
United Financial Investments' current Net Current Asset Value of JOD0.61 is 31% below median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 31.67. Based on the distribution chart, United Financial Investments ranks #209 out of 503 companies in the Capital Markets industry, which is above the industry midpoint. Overall, United Financial Investments has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Net Current Asset Value compare to MS and GS?
According to the Capital Markets industry distribution chart, United Financial Investments ranks #209 out of 503 companies for Net Current Asset Value. This puts United Financial Investments in the upper half of its industry. The industry median Net Current Asset Value is 2.68. Historically, United Financial Investments' own Net Current Asset Value has ranged from 0.47 to 31.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Capital Markets company?
The median Net Current Asset Value among Capital Markets companies is 2.68, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on United Financial Investments and its competitors. For the Capital Markets industry, the median Net Current Asset Value is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Net Current Asset Value is JOD0.61, which is 31% below median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD1.13, compared to a current price of JOD1.30 — trading 15% above its estimated fair value. The current Net Current Asset Value is JOD0.61, which is 31% below median its 10-year median of 0.88. United Financial Investments' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Net Current Asset Value is JOD0.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Financial Investments (AMM:UCFI) Overvalued in 2026?
Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued.
The current stock price of JOD1.30 is trading 15% above its estimated GF Value™ of JOD1.13.
GuruFocus considers United Financial Investments to be Modestly Overvalued.
Key valuation signals for AMM:UCFI:
Net Current Asset Value: JOD0.61 (31% below median its 10-year median of 0.88)
GF Value™: JOD1.13 vs. price of JOD1.30 (15% above fair value)
No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
79GF Score
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Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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