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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for United Financial Investments's Debt-to-EBITDA or its related term are showing as below:
AMM:UCFI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.33 Med: 56.2 Max: 56.2
Current: -0.33
During the past 12 years, the highest Debt-to-EBITDA Ratio of United Financial Investments was 56.20. The lowest was -0.33. And the median was 56.20.
AMM:UCFI's Debt-to-EBITDA is ranked worse than 100% of 415
companies
in the Capital Markets industry
Industry Median: 1.67
vs AMM:UCFI: -0.33
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
United Financial Investments Debt-to-EBITDA Related Terms
United Financial Investments Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:UCFI vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, United Financial Investments's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Financial Investments Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, United Financial Investments's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where United Financial Investments's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
United Financial Investments (AMM:UCFI) has a Debt-to-EBITDA of -0.03 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Financial Investments. According to the industry distribution chart, United Financial Investments ranks #999999 out of 415 companies in the Capital Markets industry.
Is United Financial Investments' Debt-to-EBITDA too high?
United Financial Investments' current Debt-to-EBITDA is -0.03. Based on the distribution chart, United Financial Investments ranks #999999 out of 415 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, United Financial Investments has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, United Financial Investments ranks #999999 out of 415 companies for Debt-to-EBITDA. This places United Financial Investments in the lower half of its industry. The industry median Debt-to-EBITDA is 1.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.67, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Financial Investments. For the Capital Markets industry, the median Debt-to-EBITDA is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Debt-to-EBITDA is -0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.99, compared to a current price of JOD1.29 — trading 30.3% above its estimated fair value. The current Debt-to-EBITDA is -0.03. United Financial Investments' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Debt-to-EBITDA is -0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Financial Investments (AMM:UCFI) Overvalued in 2026?
Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued.
The current stock price of JOD1.29 is trading 30.3% above its estimated GF Value™ of JOD0.99.
GuruFocus considers United Financial Investments to be Modestly Overvalued.
Key valuation signals for AMM:UCFI:
Debt-to-EBITDA: -0.03
GF Value™: JOD0.99 vs. price of JOD1.29 (30.3% above fair value)
No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
58GF Score
Get the complete analysis for AMM:UCFI
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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