United Financial Investments (AMM:UCFI) Cyclically Adjusted PS Ratio: 6.19 (As of Aug. 06, 2026) — 22% Above Median

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AMM:UCFI United Financial Investments AMM:UCFI
55 GF Score
Price JOD1.30
GF Value JOD0.99
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is United Financial Investments Cyclically Adjusted PS Ratio?

United Financial Investments AMM:UCFI 55 Cyclically Adjusted PS Ratio is 6.19 as of Aug. 06, 2026, which is 22% above its 10-year median of 5.09. GuruFocus rates AMM:UCFI with a GF Score™ of 55/100 and a GF Value™ of JOD0.99 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 606 Capital Markets companies, United Financial Investments ranks worse than 66.83% on this metric.

As of today (2026-08-06), United Financial Investments's current share price is JOD1.30. United Financial Investments's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was JOD0.21. United Financial Investments's Cyclically Adjusted PS Ratio for today is 6.19.

The historical rank and industry rank for United Financial Investments's Cyclically Adjusted PS Ratio or its related term are showing as below:

AMM:UCFI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 4.17   Med: 5.09   Max: 9.84
Current: 6.14

During the past years, United Financial Investments's highest Cyclically Adjusted PS Ratio was 9.84. The lowest was 4.17. And the median was 5.09.

AMM:UCFI's Cyclically Adjusted PS Ratio is ranked worse than
66.83% of 606 companies
in the Capital Markets industry
Industry Median: 3.41 vs AMM:UCFI: 6.14

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

United Financial Investments's adjusted revenue per share data for the three months ended in Jun. 2026 was JOD0.163. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is JOD0.21 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


United Financial Investments  (AMM:UCFI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


United Financial Investments Cyclically Adjusted PS Ratio Related Terms


United Financial Investments Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for United Financial Investments's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Financial Investments Cyclically Adjusted PS Ratio Chart

United Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 5.16 5.10 4.84 4.92

United Financial Investments Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.44 7.94 4.92 6.33 6.14

AMM:UCFI vs MS, GS, SCHW: Cyclically Adjusted PS Ratio Comparison

For the Capital Markets subindustry, United Financial Investments's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Financial Investments Cyclically Adjusted PS Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, United Financial Investments's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where United Financial Investments's Cyclically Adjusted PS Ratio falls into.


AMM:UCFI
55GF Score
United Financial Investments AMM:UCFI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Financial Investments Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

United Financial Investments's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.30/0.21
=6.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Financial Investments's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, United Financial Investments's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.163/333.9520*333.9520
=0.163

Current CPI (Jun. 2026) = 333.9520.

United Financial Investments Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.043 241.428 0.059
201612 -0.165 241.432 -0.228
201703 0.036 243.801 0.049
201706 0.029 244.955 0.040
201709 0.013 246.819 0.018
201712 0.047 246.524 0.064
201803 0.016 249.554 0.021
201806 0.023 251.989 0.030
201809 0.023 252.439 0.030
201812 0.149 251.233 0.198
201903 0.011 254.202 0.014
201906 0.027 256.143 0.035
201909 0.026 256.759 0.034
201912 0.046 256.974 0.060
202003 0.001 258.115 0.001
202006 0.000 257.797 0.000
202009 0.049 260.280 0.063
202012 0.018 260.474 0.023
202103 0.018 264.877 0.023
202106 0.000 271.696 0.000
202109 0.000 274.310 0.000
202112 0.000 278.802 0.000
202203 0.019 287.504 0.022
202206 0.000 296.311 0.000
202209 0.081 296.808 0.091
202212 0.048 296.797 0.054
202303 0.058 301.836 0.064
202306 0.000 305.109 0.000
202309 0.039 307.789 0.042
202312 0.133 306.746 0.145
202403 0.130 312.332 0.139
202406 0.067 314.175 0.071
202409 0.069 315.301 0.073
202412 0.141 315.605 0.149
202503 0.076 319.799 0.079
202506 0.046 322.561 0.048
202509 0.027 324.800 0.028
202512 0.034 324.054 0.035
202603 0.061 330.213 0.062
202606 0.163 333.952 0.163

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.19 mean?
United Financial Investments (AMM:UCFI) has a Cyclically Adjusted PS Ratio of 6.19 as of Aug. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Financial Investments and its competitors. This is 22% above median its historical median of 5.09. Over the past decade, United Financial Investments' Cyclically Adjusted PS Ratio has ranged from 4.17 to 9.84. According to the industry distribution chart, United Financial Investments ranks #405 out of 606 companies in the Capital Markets industry, placing it in the top 66.8%.
Is United Financial Investments' Cyclically Adjusted PS Ratio too high?
United Financial Investments' current Cyclically Adjusted PS Ratio of 6.19 is 22% above median its 10-year median of 5.09. Over the past 10 years, this metric has ranged from a low of 4.17 to a high of 9.84. The Capital Markets industry median Cyclically Adjusted PS Ratio is 3.41. United Financial Investments' value of 6.19 is 81.5% above this industry median. Based on the distribution chart, United Financial Investments ranks #405 out of 606 companies in the Capital Markets industry, which is below the industry midpoint. Overall, United Financial Investments has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' Cyclically Adjusted PS Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, United Financial Investments ranks #405 out of 606 companies for Cyclically Adjusted PS Ratio. This places United Financial Investments in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. United Financial Investments' value of 6.19 is 81.5% above this benchmark. Historically, United Financial Investments' own Cyclically Adjusted PS Ratio has ranged from 4.17 to 9.84 over the past decade. While the company's 10-year median is 5.09 vs. the industry median of 3.41, United Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Capital Markets company?
The median Cyclically Adjusted PS Ratio among Capital Markets companies is 3.41, based on 606 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Financial Investments's current Cyclically Adjusted PS Ratio of 6.19 is 81.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Financial Investments and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current Cyclically Adjusted PS Ratio is 6.19, which is 22% above median its own 10-year median of 5.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.99, compared to a current price of JOD1.30 — trading 31.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.19, which is 22% above median its 10-year median of 5.09 and 81.5% above the Capital Markets industry median of 3.41. United Financial Investments' overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current Cyclically Adjusted PS Ratio is 6.19 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Financial Investments (AMM:UCFI) Overvalued in 2026?

Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued. The current stock price of JOD1.30 is trading 31.3% above its estimated GF Value™ of JOD0.99. GuruFocus considers United Financial Investments to be Significantly Overvalued.

Key valuation signals for AMM:UCFI:

  • Cyclically Adjusted PS Ratio: 6.19 (22% above median its 10-year median of 5.09)
  • GF Value™: JOD0.99 vs. price of JOD1.30 (31.3% above fair value)
  • GF Score™: 55/100 with 2 warning signs
  • Industry Position: 81.5% above the Capital Markets median (#405 of 606)

No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Financial Investments Business Description

Address PO Box 927 250, The Hashemite Kingdom, Amman, JOR, 11192
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
55GF Score

Get the complete analysis for AMM:UCFI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.30
Price
JOD0.99
GF Value