United Financial Investments (AMM:UCFI) ROCE %: -23.73% (As of Jun. 2026)

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AMM:UCFI United Financial Investments AMM:UCFI
55 GF Score
Price JOD1.29
GF Value JOD0.99
Valuation Modestly Overvalued
! 2 Warning Signs
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What is United Financial Investments ROCE %?

United Financial Investments AMM:UCFI -4.44% 55 ROCE % is -23.73% as of Jun. 2026. GuruFocus rates AMM:UCFI with a GF Score™ of 55/100 and a GF Value™ of JOD0.99 (Modestly Overvalued). The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. United Financial Investments's annualized ROCE % for the quarter that ended in Jun. 2026 was -23.73%.

United Financial Investments  (AMM:UCFI) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

United Financial Investments ROCE % Related Terms

United Financial Investments ROCE % Historical Data

* Premium members only.

The historical data trend for United Financial Investments's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Financial Investments ROCE % Chart

United Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.14 -6.31 2.72

United Financial Investments Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.84 -8.07 6.19 5.64 -23.73
AMM:UCFI
55GF Score
United Financial Investments AMM:UCFI
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Financial Investments ROCE % Calculation

United Financial Investments's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=0.715/( ( (22.918 - 0) + (29.73 - 0) )/ 2 )
=0.715/( (22.918+29.73)/ 2 )
=0.715/26.324
=2.72 %

United Financial Investments's ROCE % of for the quarter that ended in Jun. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=-2.804/( ( (37.117 - 13.409) + (0 - 0.073) )/ 2 )
=-2.804/( ( 23.708 + -0.073 )/ 2 )
=-2.804/11.8175
=-23.73 %

(1) Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of -23.73% mean?
United Financial Investments (AMM:UCFI) has a ROCE % of -23.73% as of Jun. 2026.
Is United Financial Investments' ROCE % too high?
United Financial Investments' current ROCE % is -23.73%. Overall, United Financial Investments has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Financial Investments' ROCE % compare to MS and GS?
United Financial Investments' ROCE % of -23.73% can be compared against companies in the Capital Markets industry. The industry median ROCE % is 6.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Capital Markets company?
The median ROCE % among Capital Markets companies is 6.18, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median ROCE % is 6.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Financial Investments's current ROCE % is -23.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, United Financial Investments (AMM:UCFI) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD0.99, compared to a current price of JOD1.29 — trading 30.3% above its estimated fair value. The current ROCE % is -23.73%. United Financial Investments' overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For United Financial Investments (AMM:UCFI), the current ROCE % is -23.73% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Financial Investments (AMM:UCFI) Overvalued in 2026?

Based on GuruFocus' analysis, United Financial Investments stock appears to be overvalued. The current stock price of JOD1.29 is trading 30.3% above its estimated GF Value™ of JOD0.99. GuruFocus considers United Financial Investments to be Modestly Overvalued.

Key valuation signals for AMM:UCFI:

  • ROCE %: -23.73%
  • GF Value™: JOD0.99 vs. price of JOD1.29 (30.3% above fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the AMM:UCFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Financial Investments Business Description

Address PO Box 927 250, The Hashemite Kingdom, Amman, JOR, 11192
United Financial Investments is a financial services firm. The Group's main objectives are to provide administrative and advisory services for investment portfolios, offer financial services for local market transactions, provide agent or financial advisor services, invest in securities, provide economic feasibility studies, own movable and immovable assets in a way that aligns with the Company's interests and deal in securities in the Jordanian financial market, as well as, other national and international financial markets.
55GF Score

Get the complete analysis for AMM:UCFI

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.29
Price
JOD0.99
GF Value