Mitsubishi HC Capital's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 436.81.
Mitsubishi HC Capital's Days Inventory for the
three
months ended in Mar. 2026 was 14.13.
Mitsubishi HC Capital's Days Payable for the
three
months ended in Mar. 2026 was 37.2.
Therefore, Mitsubishi HC Capital's Cash Conversion Cycle (CCC) for the
three
months ended in Mar. 2026 was 413.74.
Mitsubishi HC Capital (OTCPK:MIUFF) Cash Conversion Cycle Explanation
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
Mitsubishi HC Capital Cash Conversion Cycle Related Terms
Mitsubishi HC Capital Cash Conversion Cycle Historical Data
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The historical data trend for Mitsubishi HC Capital's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIUFF vs V, MA, AXP: Cash Conversion Cycle Comparison
For the Credit Services subindustry, Mitsubishi HC Capital's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital Cash Conversion Cycle vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's Cash Conversion Cycle falls into.
Mitsubishi HC Capital Cash Conversion Cycle Calculation
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
Mitsubishi HC Capital's Cash Conversion Cycle for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi HC Capital (MIUFF) has a Cash Conversion Cycle of 413.74 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Mitsubishi HC Capital and its competitors.
Is Mitsubishi HC Capital's Cash Conversion Cycle too high?
Mitsubishi HC Capital's current Cash Conversion Cycle is 413.74. The Credit Services industry median Cash Conversion Cycle is 1.48. Mitsubishi HC Capital's value of 413.74 is 27855.4% above this industry median. Overall, Mitsubishi HC Capital has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's Cash Conversion Cycle compare to V and MA?
Mitsubishi HC Capital's Cash Conversion Cycle of 413.74 can be compared against companies in the Credit Services industry. The industry median Cash Conversion Cycle is 1.48. Mitsubishi HC Capital's value of 413.74 is 27855.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Credit Services company?
The median Cash Conversion Cycle among Credit Services companies is 1.48, based on 377 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current Cash Conversion Cycle of 413.74 is 27855.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median Cash Conversion Cycle is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current Cash Conversion Cycle is 413.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current Cash Conversion Cycle of 413.74. The stock's GF Value™ is $6.66, compared to a current price of $7.50 — trading 12.6% above its estimated fair value. The current Cash Conversion Cycle is 413.74 and 27855.4% above the Credit Services industry median of 1.48. Mitsubishi HC Capital's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current Cash Conversion Cycle is 413.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of $7.50 is trading 12.6% above its estimated GF Value™ of $6.66.
Key valuation signals for MIUFF:
Cash Conversion Cycle: 413.74
GF Value™: $6.66 vs. price of $7.50 (12.6% above fair value)
Industry Position: 27855.4% above the Credit Services median
No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
83GF Score
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