Mitsubishi HC CapitalMIUFF 83 Quick Ratio is 1.63 as of Mar. 2026, which is 4% below its 10-year median of 1.70. GuruFocus rates MIUFF with a GF Score™ of 83/100 and a GF Value™ of $6.78. The stock has 3 warning signs investors should review. Among 394 Credit Services companies, Mitsubishi HC Capital ranks worse than 69.8% on this metric.
Mitsubishi HC Capital has a quick ratio of 1.63. It generally indicates good short-term financial strength.
The historical rank and industry rank for Mitsubishi HC Capital's Quick Ratio or its related term are showing as below:
MIUFF'
s Quick Ratio Range Over the Past 10 Years
Min: 1.49 Med: 1.7 Max: 1.97
Current: 1.63
During the past 13 years, Mitsubishi HC Capital's highest Quick Ratio was 1.97. The lowest was 1.49. And the median was 1.70.
MIUFF's Quick Ratio is ranked worse than 69.8% of 394
companies
in the Credit Services industry
Industry Median: 4.93
vs MIUFF: 1.63
Mitsubishi HC Capital (OTCPK:MIUFF) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Mitsubishi HC Capital Quick Ratio Related Terms
Mitsubishi HC Capital Quick Ratio Historical Data
* Premium members only.
The historical data trend for Mitsubishi HC Capital's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mitsubishi HC Capital's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Mitsubishi HC Capital's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi HC Capital (MIUFF) has a Quick Ratio of 1.63 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mitsubishi HC Capital and its competitors. This is near median its historical median of 1.70. Over the past decade, Mitsubishi HC Capital's Quick Ratio has ranged from 1.49 to 1.97. According to the industry distribution chart, Mitsubishi HC Capital ranks #275 out of 394 companies in the Credit Services industry, placing it in the top 69.8%.
Is Mitsubishi HC Capital's Quick Ratio too high?
Mitsubishi HC Capital's current Quick Ratio of 1.63 is near median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 1.97. The Credit Services industry median Quick Ratio is 4.93. Mitsubishi HC Capital's value of 1.63 is 66.9% below this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #275 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mitsubishi HC Capital has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #275 out of 394 companies for Quick Ratio. This places Mitsubishi HC Capital in the lower half of its industry. The industry median Quick Ratio is 4.93. Mitsubishi HC Capital's value of 1.63 is 66.9% below this benchmark. Historically, Mitsubishi HC Capital's own Quick Ratio has ranged from 1.49 to 1.97 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 4.93, Mitsubishi HC Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.93, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current Quick Ratio of 1.63 is 66.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median Quick Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current Quick Ratio is 1.63, which is near median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current Quick Ratio of 1.63. The stock's GF Value™ is $6.78, compared to a current price of $7.50 — trading 10.6% above its estimated fair value. The current Quick Ratio is 1.63, which is near median its 10-year median of 1.70 and 66.9% below the Credit Services industry median of 4.93. Mitsubishi HC Capital's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current Quick Ratio is 1.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of $7.50 is trading 10.6% above its estimated GF Value™ of $6.78.
Key valuation signals for MIUFF:
Quick Ratio: 1.63 (near median its 10-year median of 1.70)
GF Value™: $6.78 vs. price of $7.50 (10.6% above fair value)
Industry Position: 66.9% below the Credit Services median (#275 of 394)
No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
83GF Score
Get the complete analysis for MIUFF
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MIUFF has been successfully added to your 
