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Mitsubishi HC CapitalMIUFF 74 Shiller PE Ratio is 16.30 as of Aug. 23, 2026, which is 30% above its 10-year median of 12.55. GuruFocus rates MIUFF with a GF Score™ of 74/100 and a GF Value™ of $6.27. The stock has 5 warning signs investors should review. Among 333 Credit Services companies, Mitsubishi HC Capital ranks worse than 55.86% on this metric.
The historical rank and industry rank for Mitsubishi HC Capital's Shiller PE Ratio or its related term are showing as below:
MIUFF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.7 Med: 12.55 Max: 17.64
Current: 16.18
During the past years, Mitsubishi HC Capital's highest Shiller PE Ratio was 17.64. The lowest was 7.70. And the median was 12.55.
MIUFF's Shiller PE Ratio is ranked worse than 55.86% of 333
companies
in the Credit Services industry
Industry Median: 14.16
vs MIUFF: 16.18
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Mitsubishi HC Capital's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.119. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.46 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Mitsubishi HC Capital (OTCPK:MIUFF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Mitsubishi HC Capital Shiller PE Ratio Related Terms
Mitsubishi HC Capital Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Mitsubishi HC Capital's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mitsubishi HC Capital's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's Shiller PE Ratio falls into.
Mitsubishi HC Capital Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Mitsubishi HC Capital (MIUFF) has a Shiller PE Ratio of 16.30 as of Aug. 23, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mitsubishi HC Capital and its competitors. This is 30% above median its historical median of 12.55. Over the past decade, Mitsubishi HC Capital's Shiller PE Ratio has ranged from 7.70 to 17.64. According to the industry distribution chart, Mitsubishi HC Capital ranks #186 out of 333 companies in the Credit Services industry, placing it in the top 55.9%.
Is Mitsubishi HC Capital's Shiller PE Ratio too high?
Mitsubishi HC Capital's current Shiller PE Ratio of 16.30 is 30% above median its 10-year median of 12.55. Over the past 10 years, this metric has ranged from a low of 7.70 to a high of 17.64. The Credit Services industry median Shiller PE Ratio is 14.16. Mitsubishi HC Capital's value of 16.30 is 15.1% above this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #186 out of 333 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mitsubishi HC Capital has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #186 out of 333 companies for Shiller PE Ratio. This places Mitsubishi HC Capital in the lower half of its industry. The industry median Shiller PE Ratio is 14.16. Mitsubishi HC Capital's value of 16.30 is 15.1% above this benchmark. Historically, Mitsubishi HC Capital's own Shiller PE Ratio has ranged from 7.70 to 17.64 over the past decade. While the company's 10-year median is 12.55 vs. the industry median of 14.16, Mitsubishi HC Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.16, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current Shiller PE Ratio of 16.30 is 15.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current Shiller PE Ratio is 16.30, which is 30% above median its own 10-year median of 12.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current Shiller PE Ratio of 16.30. The stock's GF Value™ is $6.27, compared to a current price of $7.50 — trading 19.6% above its estimated fair value. The current Shiller PE Ratio is 16.30, which is 30% above median its 10-year median of 12.55 and 15.1% above the Credit Services industry median of 14.16. Mitsubishi HC Capital's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current Shiller PE Ratio is 16.30 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of $7.50 is trading 19.6% above its estimated GF Value™ of $6.27.
Key valuation signals for MIUFF:
Shiller PE Ratio: 16.30 (30% above median its 10-year median of 12.55)
GF Value™: $6.27 vs. price of $7.50 (19.6% above fair value)
Industry Position: 15.1% above the Credit Services median (#186 of 333)
No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
74GF Score
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