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Mitsubishi HC CapitalMIUFF 80 EV-to-EBITDA is 41.94 as of Jul. 17, 2026, which is 16% below its 10-year median of 50.06. GuruFocus rates MIUFF with a GF Score™ of 80/100 and a GF Value™ of $6.35. The stock has 4 warning signs investors should review. Among 324 Credit Services companies, Mitsubishi HC Capital ranks worse than 78.09% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Mitsubishi HC Capital's enterprise value is $67,348 Mil.
Mitsubishi HC Capital's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $1,606 Mil. Therefore, Mitsubishi HC Capital's EV-to-EBITDA for today is 41.94.
The historical rank and industry rank for Mitsubishi HC Capital's EV-to-EBITDA or its related term are showing as below:
MIUFF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.55 Med: 50.06 Max: 65.62
Current: 44.71
During the past 13 years, the highest EV-to-EBITDA of Mitsubishi HC Capital was 65.62. The lowest was 7.55. And the median was 50.06.
MIUFF's EV-to-EBITDA is ranked worse than 78.09% of 324
companies
in the Credit Services industry
Industry Median: 22.23
vs MIUFF: 44.71
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Mitsubishi HC Capital (OTCPK:MIUFF) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mitsubishi HC Capital's PE Ratio (TTM) for today is calculated as:
Mitsubishi HC Capital's share price for today is $7.50.
Mitsubishi HC Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.749.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
Mitsubishi HC Capital EV-to-EBITDA Historical Data
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The historical data trend for Mitsubishi HC Capital's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mitsubishi HC Capital's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's EV-to-EBITDA falls into.
Mitsubishi HC Capital's current Enterprise Value is $67,348 Mil.
Mitsubishi HC Capital's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,606 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi HC Capital (MIUFF) has a EV-to-EBITDA of 41.94 as of Jul. 17, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Mitsubishi HC Capital. This is 16% below median its historical median of 50.06. Over the past decade, Mitsubishi HC Capital's EV-to-EBITDA has ranged from 7.55 to 65.62. According to the industry distribution chart, Mitsubishi HC Capital ranks #253 out of 324 companies in the Credit Services industry, placing it in the top 78.1%.
Is Mitsubishi HC Capital's EV-to-EBITDA too high?
Mitsubishi HC Capital's current EV-to-EBITDA of 41.94 is 16% below median its 10-year median of 50.06. Over the past 10 years, this metric has ranged from a low of 7.55 to a high of 65.62. The Credit Services industry median EV-to-EBITDA is 22.23. Mitsubishi HC Capital's value of 41.94 is 88.7% above this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #253 out of 324 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mitsubishi HC Capital has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #253 out of 324 companies for EV-to-EBITDA. This places Mitsubishi HC Capital in the lower half of its industry. The industry median EV-to-EBITDA is 22.23. Mitsubishi HC Capital's value of 41.94 is 88.7% above this benchmark. Historically, Mitsubishi HC Capital's own EV-to-EBITDA has ranged from 7.55 to 65.62 over the past decade. While the company's 10-year median is 50.06 vs. the industry median of 22.23, Mitsubishi HC Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 22.23, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current EV-to-EBITDA of 41.94 is 88.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Mitsubishi HC Capital. For the Credit Services industry, the median EV-to-EBITDA is 22.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current EV-to-EBITDA is 41.94, which is 16% below median its own 10-year median of 50.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current EV-to-EBITDA of 41.94. The stock's GF Value™ is $6.35, compared to a current price of $7.50 — trading 18.1% above its estimated fair value. The current EV-to-EBITDA is 41.94, which is 16% below median its 10-year median of 50.06 and 88.7% above the Credit Services industry median of 22.23. Mitsubishi HC Capital's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current EV-to-EBITDA is 41.94 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of $7.50 is trading 18.1% above its estimated GF Value™ of $6.35.
Key valuation signals for MIUFF:
EV-to-EBITDA: 41.94 (16% below median its 10-year median of 50.06)
GF Value™: $6.35 vs. price of $7.50 (18.1% above fair value)
Industry Position: 88.7% above the Credit Services median (#253 of 324)
No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
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