Mitsubishi HC CapitalMIUFF 83 PEG Ratio is 1.03 as of Jun. 26, 2026, which is 54% below its 10-year median of 2.23. GuruFocus rates MIUFF with a GF Score™ of 83/100 and a GF Value™ of $6.66. The stock has 3 warning signs investors should review. Among 235 Credit Services companies, Mitsubishi HC Capital ranks worse than 57.87% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Mitsubishi HC Capital's PEG Ratio or its related term are showing as below:
MIUFF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.97 Med: 2.23 Max: 1026
Current: 1.19
During the past 13 years, Mitsubishi HC Capital's highest PEG Ratio was 1026.00. The lowest was 0.97. And the median was 2.23.
MIUFF's PEG Ratio is ranked worse than 57.87% of 235
companies
in the Credit Services industry
Industry Median: 0.86
vs MIUFF: 1.19
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Mitsubishi HC Capital (OTCPK:MIUFF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mitsubishi HC Capital's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Mitsubishi HC Capital (MIUFF) has a PEG Ratio of 1.03 as of Jun. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mitsubishi HC Capital and its competitors. This is 54% below median its historical median of 2.23. Over the past decade, Mitsubishi HC Capital's PEG Ratio has ranged from 0.97 to 1,026.00. According to the industry distribution chart, Mitsubishi HC Capital ranks #136 out of 235 companies in the Credit Services industry, placing it in the top 57.9%.
Is Mitsubishi HC Capital's PEG Ratio too high?
Mitsubishi HC Capital's current PEG Ratio of 1.03 is 54% below median its 10-year median of 2.23. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 1,026.00. The Credit Services industry median PEG Ratio is 0.86. Mitsubishi HC Capital's value of 1.03 is 19.8% above this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #136 out of 235 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mitsubishi HC Capital has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #136 out of 235 companies for PEG Ratio. This places Mitsubishi HC Capital in the lower half of its industry. The industry median PEG Ratio is 0.86. Mitsubishi HC Capital's value of 1.03 is 19.8% above this benchmark. Historically, Mitsubishi HC Capital's own PEG Ratio has ranged from 0.97 to 1,026.00 over the past decade. While the company's 10-year median is 2.23 vs. the industry median of 0.86, Mitsubishi HC Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.86, based on 235 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current PEG Ratio of 1.03 is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median PEG Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current PEG Ratio is 1.03, which is 54% below median its own 10-year median of 2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current PEG Ratio of 1.03. The stock's GF Value™ is $6.66, compared to a current price of $7.50 — trading 12.6% above its estimated fair value. The current PEG Ratio is 1.03, which is 54% below median its 10-year median of 2.23 and 19.8% above the Credit Services industry median of 0.86. Mitsubishi HC Capital's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current PEG Ratio is 1.03 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of $7.50 is trading 12.6% above its estimated GF Value™ of $6.66.
Key valuation signals for MIUFF:
PEG Ratio: 1.03 (54% below median its 10-year median of 2.23)
GF Value™: $6.66 vs. price of $7.50 (12.6% above fair value)
Industry Position: 19.8% above the Credit Services median (#136 of 235)
No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
83GF Score
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