Mitsubishi HC CapitalMIUFF 81 PS Ratio is 0.74 as of Jun. 28, 2026, which is 19% above its 10-year median of 0.62. GuruFocus rates MIUFF with a GF Score™ of 81/100 and a GF Value™ of $6.62. The stock has 3 warning signs investors should review. Among 521 Credit Services companies, Mitsubishi HC Capital ranks better than 86.56% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Mitsubishi HC Capital's share price is $7.50.
Mitsubishi HC Capital's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $10.17. Hence, Mitsubishi HC Capital's PS Ratio for today is 0.74.
The historical rank and industry rank for Mitsubishi HC Capital's PS Ratio or its related term are showing as below:
MIUFF'
s PS Ratio Range Over the Past 10 Years
Min: 0.38 Med: 0.62 Max: 0.99
Current: 0.85
During the past 13 years, Mitsubishi HC Capital's highest PS Ratio was 0.99. The lowest was 0.38. And the median was 0.62.
MIUFF's PS Ratio is ranked better than 86.56% of 521
companies
in the Credit Services industry
Industry Median: 2.85
vs MIUFF: 0.85
Mitsubishi HC Capital Inc has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Mitsubishi HC Capital was 5.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 7.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.70% per year.
During the past 13 years, Mitsubishi HC Capital's highest 3-Year average Revenue per Share Growth Rate was 8.60% per year. The lowest was -13.00% per year. And the median was 3.00% per year.
Back to Basics: PS Ratio
Mitsubishi HC Capital (OTCPK:MIUFF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mitsubishi HC Capital's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's PS Ratio distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Mitsubishi HC Capital's Share Price of today is $7.50. Mitsubishi HC Capital's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.17.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Mitsubishi HC Capital (MIUFF) has a PS Ratio of 0.74 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mitsubishi HC Capital and its competitors. This is 19% above median its historical median of 0.62. Over the past decade, Mitsubishi HC Capital's PS Ratio has ranged from 0.38 to 0.99. According to the industry distribution chart, Mitsubishi HC Capital ranks #70 out of 521 companies in the Credit Services industry, placing it in the top 13.4%.
Is Mitsubishi HC Capital's PS Ratio too high?
Mitsubishi HC Capital's current PS Ratio of 0.74 is 19% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 0.99. The Credit Services industry median PS Ratio is 2.85. Mitsubishi HC Capital's value of 0.74 is 74% below this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #70 out of 521 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mitsubishi HC Capital has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #70 out of 521 companies for PS Ratio. This places Mitsubishi HC Capital in the top 13% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.85. Mitsubishi HC Capital's value of 0.74 is 74% below this benchmark. Historically, Mitsubishi HC Capital's own PS Ratio has ranged from 0.38 to 0.99 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 2.85, Mitsubishi HC Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.85, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current PS Ratio of 0.74 is 74% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median PS Ratio is 2.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current PS Ratio is 0.74, which is 19% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current PS Ratio of 0.74. The stock's GF Value™ is $6.62, compared to a current price of $7.50 — trading 13.3% above its estimated fair value. The current PS Ratio is 0.74, which is 19% above median its 10-year median of 0.62 and 74% below the Credit Services industry median of 2.85. Mitsubishi HC Capital's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current PS Ratio is 0.74 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of $7.50 is trading 13.3% above its estimated GF Value™ of $6.62.
Key valuation signals for MIUFF:
PS Ratio: 0.74 (19% above median its 10-year median of 0.62)
GF Value™: $6.62 vs. price of $7.50 (13.3% above fair value)
Industry Position: 74% below the Credit Services median (#70 of 521)
No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
81GF Score
Get the complete analysis for MIUFF
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MIUFF has been successfully added to your 
