MIUFF (Mitsubishi HC Capital) Scaled Net Operating Assets: 0.85 (As of Mar. 2026)


MIUFF Mitsubishi HC Capital Inc MIUFF
83 GF Score
Price $7.50
GF Value $6.78
! 3 Warning Signs
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What is Mitsubishi HC Capital Scaled Net Operating Assets?

Mitsubishi HC Capital MIUFF 83 Scaled Net Operating Assets is 0.85 as of Mar. 2026. GuruFocus rates MIUFF with a GF Score™ of 83/100 and a GF Value™ of $6.78. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mitsubishi HC Capital's operating assets for the quarter that ended in Mar. 2026 was $80,126 Mil. Mitsubishi HC Capital's operating liabilities for the quarter that ended in Mar. 2026 was $11,693 Mil. Mitsubishi HC Capital's Total Assets for the quarter that ended in Dec. 2025 was $80,293 Mil. Therefore, Mitsubishi HC Capital's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.85.


Mitsubishi HC Capital Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Mitsubishi HC Capital's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mitsubishi HC Capital Scaled Net Operating Assets Chart

Mitsubishi HC Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.27 0.74 0.77 0.88 0.87

Mitsubishi HC Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.85 0.84 0.83 0.85

MIUFF vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Mitsubishi HC Capital's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mitsubishi HC Capital Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Mitsubishi HC Capital's Scaled Net Operating Assets falls into.


MIUFF
83GF Score
Mitsubishi HC Capital Inc MIUFF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Mitsubishi HC Capital Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mitsubishi HC Capital's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(80126.352-11693.417)/78911.32
=0.87

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=82488.872 - 2362.52
=80126.352

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=69829.792 - 38216.245 - 19920.13
=11693.417

Mitsubishi HC Capital's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(80126.352-11693.417)/80293.173
=0.85

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=82488.872 - 2362.52
=80126.352

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=69829.792 - 38216.245 - 19920.13
=11693.417

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.85 mean?
Mitsubishi HC Capital (MIUFF) has a Scaled Net Operating Assets of 0.85 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mitsubishi HC Capital and its competitors.
Is Mitsubishi HC Capital's Scaled Net Operating Assets too high?
Mitsubishi HC Capital's current Scaled Net Operating Assets is 0.85. Overall, Mitsubishi HC Capital has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's Scaled Net Operating Assets compare to V and MA?
Mitsubishi HC Capital's Scaled Net Operating Assets of 0.85 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mitsubishi HC Capital and its competitors. Mitsubishi HC Capital's current Scaled Net Operating Assets is 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current Scaled Net Operating Assets of 0.85. The stock's GF Value™ is $6.78, compared to a current price of $7.50 — trading 10.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.85. Mitsubishi HC Capital's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current Scaled Net Operating Assets is 0.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued. The current stock price of $7.50 is trading 10.6% above its estimated GF Value™ of $6.78.

Key valuation signals for MIUFF:

  • Scaled Net Operating Assets: 0.85
  • GF Value™: $6.78 vs. price of $7.50 (10.6% above fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mitsubishi HC Capital Business Description

Address 1-5-1 Marunouchi, Shin-Marunouchi Building, Chiyoda-ku, Tokyo, JPN, 100-6525
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
83GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$6.78
GF Value