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Mitsubishi HC CapitalMIUFF 79 Equity-to-Asset is 0.15 as of Mar. 2026, which is 15% above its 10-year median of 0.13. GuruFocus rates MIUFF with a GF Score™ of 79/100 and a GF Value™ of $6.01. The stock has 7 warning signs investors should review. Among 548 Credit Services companies, Mitsubishi HC Capital ranks worse than 79.56% on this metric.
The historical rank and industry rank for Mitsubishi HC Capital's Equity-to-Asset or its related term are showing as below:
MIUFF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.13 Max: 0.15
Current: 0.15
During the past 13 years, the highest Equity to Asset Ratio of Mitsubishi HC Capital was 0.15. The lowest was 0.12. And the median was 0.13.
MIUFF's Equity-to-Asset is ranked worse than 79.56% of 548
companies
in the Credit Services industry
Industry Median: 0.4
vs MIUFF: 0.15
Mitsubishi HC Capital (OTCPK:MIUFF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Mitsubishi HC Capital Equity-to-Asset Related Terms
Mitsubishi HC Capital Equity-to-Asset Historical Data
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The historical data trend for Mitsubishi HC Capital's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mitsubishi HC Capital's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Mitsubishi HC Capital's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi HC Capital (MIUFF) has a Equity-to-Asset of 0.15 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mitsubishi HC Capital and its competitors. This is 15% above median its historical median of 0.13. Over the past decade, Mitsubishi HC Capital's Equity-to-Asset has ranged from 0.12 to 0.15. According to the industry distribution chart, Mitsubishi HC Capital ranks #436 out of 548 companies in the Credit Services industry, placing it in the top 79.6%.
Is Mitsubishi HC Capital's Equity-to-Asset too high?
Mitsubishi HC Capital's current Equity-to-Asset of 0.15 is 15% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.15. The Credit Services industry median Equity-to-Asset is 0.40. Mitsubishi HC Capital's value of 0.15 is 62.5% below this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #436 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mitsubishi HC Capital has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #436 out of 548 companies for Equity-to-Asset. This places Mitsubishi HC Capital in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Mitsubishi HC Capital's value of 0.15 is 62.5% below this benchmark. Historically, Mitsubishi HC Capital's own Equity-to-Asset has ranged from 0.12 to 0.15 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.40, Mitsubishi HC Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current Equity-to-Asset of 0.15 is 62.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current Equity-to-Asset is 0.15, which is 15% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Mitsubishi HC Capital (MIUFF) has a current Equity-to-Asset of 0.15. The stock's GF Value™ is $6.01, compared to a current price of $7.50 — trading 24.8% above its estimated fair value. The current Equity-to-Asset is 0.15, which is 15% above median its 10-year median of 0.13 and 62.5% below the Credit Services industry median of 0.40. Mitsubishi HC Capital's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFF), the current Equity-to-Asset is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (MIUFF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of $7.50 is trading 24.8% above its estimated GF Value™ of $6.01.
Key valuation signals for MIUFF:
Equity-to-Asset: 0.15 (15% above median its 10-year median of 0.13)
GF Value™: $6.01 vs. price of $7.50 (24.8% above fair value)
Industry Position: 62.5% below the Credit Services median (#436 of 548)
No single metric tells the full story. See the MIUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
79GF Score
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