SJ Group JSC (STC:SJS) Cash Conversion Cycle: 4,422.96 (As of Mar. 2026)


STC:SJS SJ Group JSC STC:SJS
85 GF Score
Price ₫48,000.00
GF Value ₫63,861.16
Valuation Modestly Undervalued
! 5 Warning Signs
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What is SJ Group JSC Cash Conversion Cycle?

SJ Group JSC STC:SJS 85 Cash Conversion Cycle is 4,422.96 as of Mar. 2026. GuruFocus rates STC:SJS with a GF Score™ of 85/100 and a GF Value™ of ₫63,861.16 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

SJ Group JSC's Days Sales Outstanding for the three months ended in Mar. 2026 was 74.8.
SJ Group JSC's Days Inventory for the three months ended in Mar. 2026 was 4445.4.
SJ Group JSC's Days Payable for the three months ended in Mar. 2026 was 97.24.
Therefore, SJ Group JSC's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was 4,422.96.


SJ Group JSC  (STC:SJS) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


SJ Group JSC Cash Conversion Cycle Related Terms


SJ Group JSC Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for SJ Group JSC's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJ Group JSC Cash Conversion Cycle Chart

SJ Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,624.52 4,105.83 6,209.35 7,197.15 6,936.31

SJ Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,981.31 7,463.29 20,168.87 3,449.85 4,422.96

STC:SJS vs CBRE, BEKE: Cash Conversion Cycle Comparison

For the Real Estate Services subindustry, SJ Group JSC's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJ Group JSC Cash Conversion Cycle vs Real Estate Industry

For the Real Estate industry and Real Estate sector, SJ Group JSC's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where SJ Group JSC's Cash Conversion Cycle falls into.


STC:SJS
85GF Score
SJ Group JSC STC:SJS
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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SJ Group JSC Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

SJ Group JSC's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=103.32+7003.07-170.08
=6,936.31

SJ Group JSC's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=74.8+4445.4-97.24
=4,422.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 4,422.96 mean?
SJ Group JSC (STC:SJS) has a Cash Conversion Cycle of 4,422.96 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on SJ Group JSC and its competitors.
Is SJ Group JSC's Cash Conversion Cycle too high?
SJ Group JSC's current Cash Conversion Cycle is 4,422.96. The Real Estate industry median Cash Conversion Cycle is 320.74. SJ Group JSC's value of 4,422.96 is 1279% above this industry median. Overall, SJ Group JSC has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Cash Conversion Cycle compare to CBRE and BEKE?
SJ Group JSC's Cash Conversion Cycle of 4,422.96 can be compared against companies in the Real Estate industry. The industry median Cash Conversion Cycle is 320.74. SJ Group JSC's value of 4,422.96 is 1279% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Real Estate company?
The median Cash Conversion Cycle among Real Estate companies is 320.74, based on 1,731 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJ Group JSC's current Cash Conversion Cycle of 4,422.96 is 1279% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on SJ Group JSC and its competitors. For the Real Estate industry, the median Cash Conversion Cycle is 320.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJ Group JSC's current Cash Conversion Cycle is 4,422.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫63,861.16, compared to a current price of ₫48,000.00 — trading 24.8% below its estimated fair value. The current Cash Conversion Cycle is 4,422.96 and 1279% above the Real Estate industry median of 320.74. SJ Group JSC's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Cash Conversion Cycle is 4,422.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJ Group JSC (STC:SJS) Overvalued in 2026?

Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued. The current stock price of ₫48,000.00 is trading 24.8% below its estimated GF Value™ of ₫63,861.16. GuruFocus considers SJ Group JSC to be Modestly Undervalued.

Key valuation signals for STC:SJS:

  • Cash Conversion Cycle: 4,422.96
  • GF Value™: ₫63,861.16 vs. price of ₫48,000.00 (24.8% below fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 1279% above the Real Estate median

No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJ Group JSC Business Description

Address Land plot TT2, Nam An Khanh new urban area, An Khanh Commune, Hoai Duc District, Hanoi, VNM
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
85GF Score

Get the complete analysis for STC:SJS

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫48,000.00
Price
₫63,861.16
GF Value