SJ Group JSCSTC:SJS +0.42%82 Cash Ratio is 0.04 as of Mar. 2026, which is at its 10-year median of 0.04. GuruFocus rates STC:SJS with a GF Score™ of 82/100 and a GF Value™ of ₫64,220.74 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,729 Real Estate companies, SJ Group JSC ranks worse than 88.32% on this metric.
SJ Group JSC has a Cash Ratio of 0.04. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for SJ Group JSC's Cash Ratio or its related term are showing as below:
STC:SJS'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.11
Current: 0.04
During the past 13 years, SJ Group JSC's highest Cash Ratio was 0.11. The lowest was 0.01. And the median was 0.04.
STC:SJS's Cash Ratio is ranked worse than 88.32% of 1729
companies
in the Real Estate industry
Industry Median: 0.34
vs STC:SJS: 0.04
SJ Group JSC (STC:SJS) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
SJ Group JSC Cash Ratio Related Terms
SJ Group JSC Cash Ratio Historical Data
* Premium members only.
The historical data trend for SJ Group JSC's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, SJ Group JSC's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SJ Group JSC Cash Ratio vs Real Estate Industry
For the Real Estate industry and Real Estate sector, SJ Group JSC's Cash Ratio distribution charts can be found below:
* The bar in red indicates where SJ Group JSC's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SJ Group JSC (STC:SJS) has a Cash Ratio of 0.04 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on SJ Group JSC and its competitors. This is near median its historical median of 0.04. Over the past decade, SJ Group JSC's Cash Ratio has ranged from 0.01 to 0.11. According to the industry distribution chart, SJ Group JSC ranks #1527 out of 1729 companies in the Real Estate industry, placing it in the top 88.3%.
Is SJ Group JSC's Cash Ratio too high?
SJ Group JSC's current Cash Ratio of 0.04 is near median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.11. The Real Estate industry median Cash Ratio is 0.34. SJ Group JSC's value of 0.04 is 88.2% below this industry median. Based on the distribution chart, SJ Group JSC ranks #1527 out of 1729 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, SJ Group JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Cash Ratio compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, SJ Group JSC ranks #1527 out of 1729 companies for Cash Ratio. This places SJ Group JSC in the lower half of its industry. The industry median Cash Ratio is 0.34. SJ Group JSC's value of 0.04 is 88.2% below this benchmark. Historically, SJ Group JSC's own Cash Ratio has ranged from 0.01 to 0.11 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.34, SJ Group JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Real Estate company?
The median Cash Ratio among Real Estate companies is 0.34, based on 1,729 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJ Group JSC's current Cash Ratio of 0.04 is 88.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on SJ Group JSC and its competitors. For the Real Estate industry, the median Cash Ratio is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJ Group JSC's current Cash Ratio is 0.04, which is near median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫64,220.74, compared to a current price of ₫48,000.00 — trading 25.3% below its estimated fair value. The current Cash Ratio is 0.04, which is near median its 10-year median of 0.04 and 88.2% below the Real Estate industry median of 0.34. SJ Group JSC's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Cash Ratio is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SJ Group JSC (STC:SJS) Overvalued in 2026?
Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued.
The current stock price of ₫48,000.00 is trading 25.3% below its estimated GF Value™ of ₫64,220.74.
GuruFocus considers SJ Group JSC to be Modestly Undervalued.
Key valuation signals for STC:SJS:
Cash Ratio: 0.04 (near median its 10-year median of 0.04)
GF Value™: ₫64,220.74 vs. price of ₫48,000.00 (25.3% below fair value)
Industry Position: 88.2% below the Real Estate median (#1527 of 1729)
No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
82GF Score
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