SJ Group JSC (STC:SJS) Cyclically Adjusted PB Ratio: 4.95 (As of Jul. 06, 2026) — 61% Above Median


STC:SJS SJ Group JSC STC:SJS
82 GF Score
Price ₫48,000.00
GF Value ₫64,220.74
Valuation Modestly Undervalued
! 5 Warning Signs
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What is SJ Group JSC Cyclically Adjusted PB Ratio?

SJ Group JSC STC:SJS +0.42% 82 Cyclically Adjusted PB Ratio is 4.95 as of Jul. 06, 2026, which is 61% above its 10-year median of 3.07. GuruFocus rates STC:SJS with a GF Score™ of 82/100 and a GF Value™ of ₫64,220.74 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,440 Real Estate companies, SJ Group JSC ranks worse than 95.35% on this metric.

As of today (2026-07-06), SJ Group JSC's current share price is ₫48000.00. SJ Group JSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₫9,697.14. SJ Group JSC's Cyclically Adjusted PB Ratio for today is 4.95.

The historical rank and industry rank for SJ Group JSC's Cyclically Adjusted PB Ratio or its related term are showing as below:

STC:SJS' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.9   Med: 3.07   Max: 8.49
Current: 4.95

During the past years, SJ Group JSC's highest Cyclically Adjusted PB Ratio was 8.49. The lowest was 1.90. And the median was 3.07.

STC:SJS's Cyclically Adjusted PB Ratio is ranked worse than
95.35% of 1440 companies
in the Real Estate industry
Industry Median: 0.71 vs STC:SJS: 4.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

SJ Group JSC's adjusted book value per share data for the three months ended in Mar. 2026 was ₫12,132.812. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₫9,697.14 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


SJ Group JSC  (STC:SJS) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


SJ Group JSC Cyclically Adjusted PB Ratio Related Terms


SJ Group JSC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for SJ Group JSC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJ Group JSC Cyclically Adjusted PB Ratio Chart

SJ Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.16 3.15 3.18 6.54

SJ Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.43 4.11 7.54 6.54 5.05

STC:SJS vs CBRE, BEKE, JLL: Cyclically Adjusted PB Ratio Comparison

For the Real Estate Services subindustry, SJ Group JSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJ Group JSC Cyclically Adjusted PB Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, SJ Group JSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where SJ Group JSC's Cyclically Adjusted PB Ratio falls into.


STC:SJS
82GF Score
SJ Group JSC STC:SJS
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SJ Group JSC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

SJ Group JSC's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=48000.00/9697.14
=4.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJ Group JSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, SJ Group JSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=12132.812/330.2130*330.2130
=12,132.812

Current CPI (Mar. 2026) = 330.2130.

SJ Group JSC Quarterly Data

Book Value per Share CPI Adj_Book
201606 7,041.848 241.018 9,647.868
201609 7,059.378 241.428 9,655.460
201612 7,107.886 241.432 9,721.646
201703 7,116.110 243.801 9,638.320
201706 6,722.757 244.955 9,062.651
201709 6,753.337 246.819 9,035.122
201712 7,626.690 246.524 10,215.769
201803 7,799.140 249.554 10,319.920
201806 7,349.468 251.989 9,630.936
201809 7,383.109 252.439 9,657.773
201812 7,538.202 251.233 9,907.983
201903 7,560.684 254.202 9,821.465
201906 7,174.841 256.143 9,249.621
201909 7,191.420 256.759 9,248.752
201912 7,478.191 256.974 9,609.516
202003 7,500.778 258.115 9,595.934
202006 7,124.155 257.797 9,125.353
202009 7,166.729 260.280 9,092.312
202012 7,166.484 260.474 9,085.230
202103 7,234.556 264.877 9,019.071
202106 7,161.833 271.696 8,704.325
202109 7,203.160 274.310 8,671.128
202112 7,259.324 278.802 8,597.941
202203 7,298.442 287.504 8,382.633
202206 8,199.756 296.311 9,137.919
202209 8,206.361 296.808 9,129.966
202212 8,538.568 296.797 9,499.915
202303 8,579.728 301.836 9,386.348
202306 8,775.684 305.109 9,497.737
202309 8,892.277 307.789 9,540.125
202312 9,178.306 306.746 9,880.474
202403 9,324.767 312.332 9,858.610
202406 9,497.184 314.175 9,981.996
202409 9,671.704 315.301 10,129.122
202412 10,095.770 315.605 10,563.060
202503 10,323.324 319.799 10,659.495
202506 10,702.268 322.561 10,956.154
202509 10,902.362 324.800 11,084.057
202512 11,532.062 324.054 11,751.241
202603 12,132.812 330.213 12,132.812

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 4.95 mean?
SJ Group JSC (STC:SJS) has a Cyclically Adjusted PB Ratio of 4.95 as of Jul. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on SJ Group JSC and its competitors. This is 61% above median its historical median of 3.07. Over the past decade, SJ Group JSC's Cyclically Adjusted PB Ratio has ranged from 1.90 to 8.49. According to the industry distribution chart, SJ Group JSC ranks #1373 out of 1440 companies in the Real Estate industry, placing it in the top 95.3%.
Is SJ Group JSC's Cyclically Adjusted PB Ratio too high?
SJ Group JSC's current Cyclically Adjusted PB Ratio of 4.95 is 61% above median its 10-year median of 3.07. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 8.49. The Real Estate industry median Cyclically Adjusted PB Ratio is 0.71. SJ Group JSC's value of 4.95 is 597.2% above this industry median. Based on the distribution chart, SJ Group JSC ranks #1373 out of 1440 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, SJ Group JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Cyclically Adjusted PB Ratio compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, SJ Group JSC ranks #1373 out of 1440 companies for Cyclically Adjusted PB Ratio. This places SJ Group JSC in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.71. SJ Group JSC's value of 4.95 is 597.2% above this benchmark. Historically, SJ Group JSC's own Cyclically Adjusted PB Ratio has ranged from 1.90 to 8.49 over the past decade. While the company's 10-year median is 3.07 vs. the industry median of 0.71, SJ Group JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Real Estate company?
The median Cyclically Adjusted PB Ratio among Real Estate companies is 0.71, based on 1,440 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJ Group JSC's current Cyclically Adjusted PB Ratio of 4.95 is 597.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on SJ Group JSC and its competitors. For the Real Estate industry, the median Cyclically Adjusted PB Ratio is 0.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJ Group JSC's current Cyclically Adjusted PB Ratio is 4.95, which is 61% above median its own 10-year median of 3.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫64,220.74, compared to a current price of ₫48,000.00 — trading 25.3% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 4.95, which is 61% above median its 10-year median of 3.07 and 597.2% above the Real Estate industry median of 0.71. SJ Group JSC's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Cyclically Adjusted PB Ratio is 4.95 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJ Group JSC (STC:SJS) Overvalued in 2026?

Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued. The current stock price of ₫48,000.00 is trading 25.3% below its estimated GF Value™ of ₫64,220.74. GuruFocus considers SJ Group JSC to be Modestly Undervalued.

Key valuation signals for STC:SJS:

  • Cyclically Adjusted PB Ratio: 4.95 (61% above median its 10-year median of 3.07)
  • GF Value™: ₫64,220.74 vs. price of ₫48,000.00 (25.3% below fair value)
  • GF Score™: 82/100 with 5 warning signs
  • Industry Position: 597.2% above the Real Estate median (#1373 of 1440)

No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJ Group JSC Business Description

Address Land plot TT2, Nam An Khanh new urban area, An Khanh Commune, Hoai Duc District, Hanoi, VNM
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
82GF Score

Get the complete analysis for STC:SJS

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫48,000.00
Price
₫64,220.74
GF Value