SJ Group JSCSTC:SJS 85 Days Payable is 97.24 as of Mar. 2026, which is 43% below its 10-year median of 170.08. GuruFocus rates STC:SJS with a GF Score™ of 85/100 and a GF Value™ of ₫63,828.47 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,571 Real Estate companies, SJ Group JSC ranks better than 59.07% on this metric.
The historical rank and industry rank for SJ Group JSC's Days Payable or its related term are showing as below:
STC:SJS'
s Days Payable Range Over the Past 10 Years
Min: 100.26 Med: 170.08 Max: 1244.44
Current: 129.5
During the past 13 years, SJ Group JSC's highest Days Payable was 1244.44. The lowest was 100.26. And the median was 170.08.
STC:SJS's Days Payable is ranked better than 59.07% of 1571
companies
in the Real Estate industry
Industry Median: 94.38
vs STC:SJS: 129.50
SJ Group JSC's Days Payable
declined
from Mar. 2025 (202.87) to Mar. 2026 (97.24).
It may suggest that SJ Group JSCaccelerated paying its suppliers.
SJ Group JSC Days Payable Related Terms
SJ Group JSC Days Payable Historical Data
* Premium members only.
The historical data trend for SJ Group JSC's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, SJ Group JSC's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SJ Group JSC Days Payable vs Real Estate Industry
For the Real Estate industry and Real Estate sector, SJ Group JSC's Days Payable distribution charts can be found below:
* The bar in red indicates where SJ Group JSC's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
SJ Group JSC's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SJ Group JSC (STC:SJS) has a Days Payable of 97.24 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SJ Group JSC and its competitors. This is 43% below median its historical median of 170.08. Over the past decade, SJ Group JSC's Days Payable has ranged from 100.26 to 1,244.44. According to the industry distribution chart, SJ Group JSC ranks #643 out of 1571 companies in the Real Estate industry, placing it in the top 40.9%.
Is SJ Group JSC's Days Payable too high?
SJ Group JSC's current Days Payable of 97.24 is 43% below median its 10-year median of 170.08. Over the past 10 years, this metric has ranged from a low of 100.26 to a high of 1,244.44. The Real Estate industry median Days Payable is 94.38. SJ Group JSC's value of 97.24 is 3% above this industry median. Based on the distribution chart, SJ Group JSC ranks #643 out of 1571 companies in the Real Estate industry, which is above the industry midpoint. Overall, SJ Group JSC has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Days Payable compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, SJ Group JSC ranks #643 out of 1571 companies for Days Payable. This puts SJ Group JSC in the upper half of its industry. The industry median Days Payable is 94.38. SJ Group JSC's value of 97.24 is 3% above this benchmark. Historically, SJ Group JSC's own Days Payable has ranged from 100.26 to 1,244.44 over the past decade. While the company's 10-year median is 170.08 vs. the industry median of 94.38, SJ Group JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 94.38, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJ Group JSC's current Days Payable of 97.24 is 3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SJ Group JSC and its competitors. For the Real Estate industry, the median Days Payable is 94.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJ Group JSC's current Days Payable is 97.24, which is 43% below median its own 10-year median of 170.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫63,828.47, compared to a current price of ₫48,000.00 — trading 24.8% below its estimated fair value. The current Days Payable is 97.24, which is 43% below median its 10-year median of 170.08 and 3% above the Real Estate industry median of 94.38. SJ Group JSC's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Days Payable is 97.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SJ Group JSC (STC:SJS) Overvalued in 2026?
Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued.
The current stock price of ₫48,000.00 is trading 24.8% below its estimated GF Value™ of ₫63,828.47.
GuruFocus considers SJ Group JSC to be Modestly Undervalued.
Key valuation signals for STC:SJS:
Days Payable: 97.24 (43% below median its 10-year median of 170.08)
GF Value™: ₫63,828.47 vs. price of ₫48,000.00 (24.8% below fair value)
Industry Position: 3% above the Real Estate median (#643 of 1571)
No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
85GF Score
Get the complete analysis for STC:SJS
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:SJS has been successfully added to your 
