SJ Group JSC (STC:SJS) Intrinsic Value: Projected FCF: ₫3,446.27 (As of Aug. 03, 2026) — 81954% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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STC:SJS SJ Group JSC STC:SJS
82 GF Score
Price ₫47,150.00
GF Value ₫65,136.03
Valuation Modestly Undervalued
! 5 Warning Signs
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What is SJ Group JSC Intrinsic Value: Projected FCF?

SJ Group JSC STC:SJS 82 Intrinsic Value: Projected FCF is ₫3,446.27 as of Aug. 03, 2026, which is 100% below its 10-year median of 4.20. GuruFocus rates STC:SJS with a GF Score™ of 82/100 and a GF Value™ of ₫65,136.03 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,274 Real Estate companies, SJ Group JSC ranks worse than 97.49% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-03), SJ Group JSC's Intrinsic Value: Projected FCF is ₫3,446.27. The stock price of SJ Group JSC is ₫47150.00. Therefore, SJ Group JSC's Price-to-Intrinsic-Value-Projected-FCF of today is 13.7.

The historical rank and industry rank for SJ Group JSC's Intrinsic Value: Projected FCF or its related term are showing as below:

STC:SJS' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.54   Med: 4.2   Max: 14.2
Current: 13.68

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of SJ Group JSC was 14.20. The lowest was 0.54. And the median was 4.20.

STC:SJS's Price-to-Projected-FCF is ranked worse than
97.49% of 1274 companies
in the Real Estate industry
Industry Median: 0.62 vs STC:SJS: 13.68

SJ Group JSC  (STC:SJS) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

SJ Group JSC's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=47150.00/3446.2724459989
=13.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SJ Group JSC Intrinsic Value: Projected FCF Related Terms


SJ Group JSC Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for SJ Group JSC's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJ Group JSC Intrinsic Value: Projected FCF Chart

SJ Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,700.60 4,277.89 5,401.35 6,044.32 6,557.32

SJ Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,570.69 4,682.46 6,131.46 6,557.32 3,446.27

STC:SJS vs CBRE, BEKE, JLL: Intrinsic Value: Projected FCF Comparison

For the Real Estate Services subindustry, SJ Group JSC's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJ Group JSC Price-to-Projected-FCF vs Real Estate Industry

For the Real Estate industry and Real Estate sector, SJ Group JSC's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where SJ Group JSC's Price-to-Projected-FCF falls into.


STC:SJS
82GF Score
SJ Group JSC STC:SJS
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SJ Group JSC Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get SJ Group JSC's Free Cash Flow(6 year avg) = ₫-125,293.02.

SJ Group JSC's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar26)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*-125293.01968+3609208.262*0.8)/297.475
=3,446.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of ₫3,446.27 mean?
SJ Group JSC (STC:SJS) has a Intrinsic Value: Projected FCF of ₫3,446.27 as of Aug. 03, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on SJ Group JSC and its competitors. This is 81954% above median its historical median of 4.20. Over the past decade, SJ Group JSC's Intrinsic Value: Projected FCF has ranged from 0.54 to 14.20. According to the industry distribution chart, SJ Group JSC ranks #1242 out of 1274 companies in the Real Estate industry, placing it in the top 97.5%.
Is SJ Group JSC's Intrinsic Value: Projected FCF too high?
SJ Group JSC's current Intrinsic Value: Projected FCF of ₫3,446.27 is 81954% above median its 10-year median of 4.20. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 14.20. Based on the distribution chart, SJ Group JSC ranks #1242 out of 1274 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, SJ Group JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Intrinsic Value: Projected FCF compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, SJ Group JSC ranks #1242 out of 1274 companies for Intrinsic Value: Projected FCF. This places SJ Group JSC in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.62. Historically, SJ Group JSC's own Intrinsic Value: Projected FCF has ranged from 0.54 to 14.20 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Real Estate company?
The median Intrinsic Value: Projected FCF among Real Estate companies is 0.62, based on 1,274 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on SJ Group JSC and its competitors. For the Real Estate industry, the median Intrinsic Value: Projected FCF is 0.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJ Group JSC's current Intrinsic Value: Projected FCF is ₫3,446.27, which is 81954% above median its own 10-year median of 4.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫65,136.03, compared to a current price of ₫47,150.00 — trading 27.6% below its estimated fair value. The current Intrinsic Value: Projected FCF is ₫3,446.27, which is 81954% above median its 10-year median of 4.20. SJ Group JSC's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Intrinsic Value: Projected FCF is ₫3,446.27 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJ Group JSC (STC:SJS) Overvalued in 2026?

Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued. The current stock price of ₫47,150.00 is trading 27.6% below its estimated GF Value™ of ₫65,136.03. GuruFocus considers SJ Group JSC to be Modestly Undervalued.

Key valuation signals for STC:SJS:

  • Intrinsic Value: Projected FCF: ₫3,446.27 (81954% above median its 10-year median of 4.20)
  • GF Value™: ₫65,136.03 vs. price of ₫47,150.00 (27.6% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJ Group JSC Business Description

Address Land plot TT2, Nam An Khanh new urban area, An Khanh Commune, Hoai Duc District, Hanoi, VNM
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
82GF Score

Get the complete analysis for STC:SJS

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫47,150.00
Price
₫65,136.03
GF Value