SJ Group JSC (STC:SJS) Liabilities-to-Assets : 0.55 (As of Mar. 2026)


STC:SJS SJ Group JSC STC:SJS
82 GF Score
Price ₫48,000.00
GF Value ₫64,318.81
Valuation Modestly Undervalued
! 5 Warning Signs
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What is SJ Group JSC Liabilities-to-Assets?

SJ Group JSC STC:SJS 82 Liabilities-to-Assets is 0.55 as of Mar. 2026. GuruFocus rates STC:SJS with a GF Score™ of 82/100 and a GF Value™ of ₫64,318.81 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. SJ Group JSC's Total Liabilities for the quarter that ended in Mar. 2026 was ₫4,374,942 Mil. SJ Group JSC's Total Assets for the quarter that ended in Mar. 2026 was ₫7,991,490 Mil. Therefore, SJ Group JSC's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.55.


SJ Group JSC  (STC:SJS) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


SJ Group JSC Liabilities-to-Assets Related Terms


SJ Group JSC Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for SJ Group JSC's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJ Group JSC Liabilities-to-Assets Chart

SJ Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.62 0.63 0.62 0.56

SJ Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 0.60 0.60 0.56 0.55

STC:SJS vs CBRE, BEKE, JLL: Liabilities-to-Assets Comparison

For the Real Estate Services subindustry, SJ Group JSC's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJ Group JSC Liabilities-to-Assets vs Real Estate Industry

For the Real Estate industry and Real Estate sector, SJ Group JSC's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where SJ Group JSC's Liabilities-to-Assets falls into.


STC:SJS
82GF Score
SJ Group JSC STC:SJS
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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SJ Group JSC Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

SJ Group JSC's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=4434659.289/7880010.002
=0.56

SJ Group JSC's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=4374942.082/7991490.059
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.55 mean?
SJ Group JSC (STC:SJS) has a Liabilities-to-Assets of 0.55 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on SJ Group JSC and its competitors.
Is SJ Group JSC's Liabilities-to-Assets too high?
SJ Group JSC's current Liabilities-to-Assets is 0.55. Overall, SJ Group JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Liabilities-to-Assets compare to CBRE and BEKE?
SJ Group JSC's Liabilities-to-Assets of 0.55 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Real Estate company?
A good Liabilities-to-Assets depends on the Real Estate industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on SJ Group JSC and its competitors. SJ Group JSC's current Liabilities-to-Assets is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫64,318.81, compared to a current price of ₫48,000.00 — trading 25.4% below its estimated fair value. The current Liabilities-to-Assets is 0.55. SJ Group JSC's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Liabilities-to-Assets is 0.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJ Group JSC (STC:SJS) Overvalued in 2026?

Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued. The current stock price of ₫48,000.00 is trading 25.4% below its estimated GF Value™ of ₫64,318.81. GuruFocus considers SJ Group JSC to be Modestly Undervalued.

Key valuation signals for STC:SJS:

  • Liabilities-to-Assets: 0.55
  • GF Value™: ₫64,318.81 vs. price of ₫48,000.00 (25.4% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJ Group JSC Business Description

Address Land plot TT2, Nam An Khanh new urban area, An Khanh Commune, Hoai Duc District, Hanoi, VNM
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
82GF Score

Get the complete analysis for STC:SJS

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫48,000.00
Price
₫64,318.81
GF Value