SJ Group JSC (STC:SJS) Debt-to-Asset : 0.15 (As of Mar. 2026)

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STC:SJS SJ Group JSC STC:SJS
82 GF Score
Price ₫47,500.00
GF Value ₫64,613.01
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is SJ Group JSC Debt-to-Asset?

SJ Group JSC STC:SJS -1.04% 82 Debt-to-Asset is 0.15 as of Mar. 2026. GuruFocus rates STC:SJS with a GF Score™ of 82/100 and a GF Value™ of ₫64,613.01 (Modestly Undervalued). The stock has 5 warning signs investors should review.

SJ Group JSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫335,880 Mil. SJ Group JSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫834,153 Mil. SJ Group JSC's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was ₫7,991,490 Mil. SJ Group JSC's debt to asset for the quarter that ended in Mar. 2026 was 0.15.

SJ Group JSC  (STC:SJS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

SJ Group JSC Debt-to-Asset Related Terms

SJ Group JSC Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for SJ Group JSC's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJ Group JSC Debt-to-Asset Chart

SJ Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.24 0.20 0.08 0.14

SJ Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.10 0.12 0.14 0.15

STC:SJS vs CBRE, BEKE, JLL: Debt-to-Asset Comparison

For the Real Estate Services subindustry, SJ Group JSC's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SJ Group JSC Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, SJ Group JSC's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where SJ Group JSC's Debt-to-Asset falls into.


STC:SJS
82GF Score
SJ Group JSC STC:SJS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SJ Group JSC Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

SJ Group JSC's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(335880 + 728462.019) / 7880010.002
=0.14

SJ Group JSC's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(335880 + 834152.966) / 7991490.059
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.15 mean?
SJ Group JSC (STC:SJS) has a Debt-to-Asset of 0.15 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on SJ Group JSC and its competitors.
Is SJ Group JSC's Debt-to-Asset too high?
SJ Group JSC's current Debt-to-Asset is 0.15. Overall, SJ Group JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Debt-to-Asset compare to CBRE and BEKE?
SJ Group JSC's Debt-to-Asset of 0.15 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on SJ Group JSC and its competitors. SJ Group JSC's current Debt-to-Asset is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫64,613.01, compared to a current price of ₫47,500.00 — trading 26.5% below its estimated fair value. The current Debt-to-Asset is 0.15. SJ Group JSC's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Debt-to-Asset is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJ Group JSC (STC:SJS) Overvalued in 2026?

Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued. The current stock price of ₫47,500.00 is trading 26.5% below its estimated GF Value™ of ₫64,613.01. GuruFocus considers SJ Group JSC to be Modestly Undervalued.

Key valuation signals for STC:SJS:

  • Debt-to-Asset: 0.15
  • GF Value™: ₫64,613.01 vs. price of ₫47,500.00 (26.5% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SJ Group JSC Business Description

Address Land plot TT2, Nam An Khanh new urban area, An Khanh Commune, Hoai Duc District, Hanoi, VNM
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
82GF Score

Get the complete analysis for STC:SJS

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫47,500.00
Price
₫64,613.01
GF Value