SJ Group JSCSTC:SJS 85 Interest Coverage is 828.34 as of Mar. 2026, which is 1174% above its 10-year median of 65.02. GuruFocus rates STC:SJS with a GF Score™ of 85/100 and a GF Value™ of ₫63,861.16 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,296 Real Estate companies, SJ Group JSC ranks better than 93.6% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SJ Group JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫219,510 Mil. SJ Group JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-265 Mil.
SJ Group JSC's interest coverage for the quarter that ended in Mar. 2026 was 828.34.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SJ Group JSC's Interest Coverage or its related term are showing as below:
STC:SJS'
s Interest Coverage Range Over the Past 10 Years
Min: 8.68 Med: 65.02 Max: 2187.64
Current: 2187.64
STC:SJS's Interest Coverage is ranked better than 93.6% of 1296
companies
in the Real Estate industry
Industry Median: 4.245
vs STC:SJS: 2187.64
SJ Group JSC (STC:SJS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SJ Group JSC Interest Coverage Related Terms
SJ Group JSC Interest Coverage Historical Data
* Premium members only.
The historical data trend for SJ Group JSC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STC:SJS vs CBRE, BEKE: Interest Coverage Comparison
For the Real Estate Services subindustry, SJ Group JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SJ Group JSC Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, SJ Group JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SJ Group JSC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SJ Group JSC (STC:SJS) has a Interest Coverage of 828.34 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SJ Group JSC and its competitors. This is 1174% above median its historical median of 65.02. Over the past decade, SJ Group JSC's Interest Coverage has ranged from 8.68 to 2,187.64. According to the industry distribution chart, SJ Group JSC ranks #83 out of 1296 companies in the Real Estate industry, placing it in the top 6.4%.
Is SJ Group JSC's Interest Coverage too high?
SJ Group JSC's current Interest Coverage of 828.34 is 1174% above median its 10-year median of 65.02. Over the past 10 years, this metric has ranged from a low of 8.68 to a high of 2,187.64. The Real Estate industry median Interest Coverage is 4.25. SJ Group JSC's value of 828.34 is 19413.3% above this industry median. Based on the distribution chart, SJ Group JSC ranks #83 out of 1296 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, SJ Group JSC has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, SJ Group JSC ranks #83 out of 1296 companies for Interest Coverage. This places SJ Group JSC in the top 6% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.25. SJ Group JSC's value of 828.34 is 19413.3% above this benchmark. Historically, SJ Group JSC's own Interest Coverage has ranged from 8.68 to 2,187.64 over the past decade. While the company's 10-year median is 65.02 vs. the industry median of 4.25, SJ Group JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJ Group JSC's current Interest Coverage of 828.34 is 19413.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SJ Group JSC and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJ Group JSC's current Interest Coverage is 828.34, which is 1174% above median its own 10-year median of 65.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫63,861.16, compared to a current price of ₫48,000.00 — trading 24.8% below its estimated fair value. The current Interest Coverage is 828.34, which is 1174% above median its 10-year median of 65.02 and 19413.3% above the Real Estate industry median of 4.25. SJ Group JSC's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Interest Coverage is 828.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SJ Group JSC (STC:SJS) Overvalued in 2026?
Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued.
The current stock price of ₫48,000.00 is trading 24.8% below its estimated GF Value™ of ₫63,861.16.
GuruFocus considers SJ Group JSC to be Modestly Undervalued.
Key valuation signals for STC:SJS:
Interest Coverage: 828.34 (1174% above median its 10-year median of 65.02)
GF Value™: ₫63,861.16 vs. price of ₫48,000.00 (24.8% below fair value)
Industry Position: 19413.3% above the Real Estate median (#83 of 1296)
No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
85GF Score
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