SJ Group JSCSTC:SJS +0.42%82 Return-on-Tangible-Equity is 19.96% as of Mar. 2026, which is 257% above its 10-year median of 5.59. GuruFocus rates STC:SJS with a GF Score™ of 82/100 and a GF Value™ of ₫64,220.74 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,715 Real Estate companies, SJ Group JSC ranks better than 81.46% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. SJ Group JSC's annualized net income for the quarter that ended in Mar. 2026 was ₫702,517 Mil. SJ Group JSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₫3,519,131 Mil. Therefore, SJ Group JSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 19.96%.
The historical rank and industry rank for SJ Group JSC's Return-on-Tangible-Equity or its related term are showing as below:
STC:SJS'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.42 Med: 5.59 Max: 14.08
Current: 14.08
During the past 13 years, SJ Group JSC's highest Return-on-Tangible-Equity was 14.08%. The lowest was 1.42%. And the median was 5.59%.
STC:SJS's Return-on-Tangible-Equity is ranked better than 81.46% of 1715
companies
in the Real Estate industry
Industry Median: 4.23
vs STC:SJS: 14.08
SJ Group JSC (STC:SJS) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
SJ Group JSC Return-on-Tangible-Equity Related Terms
SJ Group JSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for SJ Group JSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:SJS vs CBRE, BEKE, JLL: Return-on-Tangible-Equity Comparison
For the Real Estate Services subindustry, SJ Group JSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SJ Group JSC Return-on-Tangible-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, SJ Group JSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where SJ Group JSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 19.96% mean?
SJ Group JSC (STC:SJS) has a Return-on-Tangible-Equity of 19.96% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on SJ Group JSC and its competitors. This is 257% above median its historical median of 5.59. Over the past decade, SJ Group JSC's Return-on-Tangible-Equity has ranged from 1.42 to 14.08. According to the industry distribution chart, SJ Group JSC ranks #318 out of 1715 companies in the Real Estate industry, placing it in the top 18.5%.
Is SJ Group JSC's Return-on-Tangible-Equity too high?
SJ Group JSC's current Return-on-Tangible-Equity of 19.96% is 257% above median its 10-year median of 5.59. Over the past 10 years, this metric has ranged from a low of 1.42 to a high of 14.08. The Real Estate industry median Return-on-Tangible-Equity is 4.23. SJ Group JSC's value of 19.96% is 371.9% above this industry median. Based on the distribution chart, SJ Group JSC ranks #318 out of 1715 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, SJ Group JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SJ Group JSC's Return-on-Tangible-Equity compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, SJ Group JSC ranks #318 out of 1715 companies for Return-on-Tangible-Equity. This places SJ Group JSC in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 4.23. SJ Group JSC's value of 19.96% is 371.9% above this benchmark. Historically, SJ Group JSC's own Return-on-Tangible-Equity has ranged from 1.42 to 14.08 over the past decade. While the company's 10-year median is 5.59 vs. the industry median of 4.23, SJ Group JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Real Estate company?
The median Return-on-Tangible-Equity among Real Estate companies is 4.23, based on 1,715 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJ Group JSC's current Return-on-Tangible-Equity of 19.96% is 371.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on SJ Group JSC and its competitors. For the Real Estate industry, the median Return-on-Tangible-Equity is 4.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJ Group JSC's current Return-on-Tangible-Equity is 19.96%, which is 257% above median its own 10-year median of 5.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJ Group JSC stock overvalued right now?
Based on GuruFocus' analysis, SJ Group JSC (STC:SJS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫64,220.74, compared to a current price of ₫48,000.00 — trading 25.3% below its estimated fair value. The current Return-on-Tangible-Equity is 19.96%, which is 257% above median its 10-year median of 5.59 and 371.9% above the Real Estate industry median of 4.23. SJ Group JSC's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For SJ Group JSC (STC:SJS), the current Return-on-Tangible-Equity is 19.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SJ Group JSC (STC:SJS) Overvalued in 2026?
Based on GuruFocus' analysis, SJ Group JSC stock appears to be undervalued.
The current stock price of ₫48,000.00 is trading 25.3% below its estimated GF Value™ of ₫64,220.74.
GuruFocus considers SJ Group JSC to be Modestly Undervalued.
Key valuation signals for STC:SJS:
Return-on-Tangible-Equity: 19.96% (257% above median its 10-year median of 5.59)
GF Value™: ₫64,220.74 vs. price of ₫48,000.00 (25.3% below fair value)
Industry Position: 371.9% above the Real Estate median (#318 of 1715)
No single metric tells the full story. See the STC:SJS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SJ Group JSC is one of the leading enterprises investing, developing and trading in residential real estate, urban areas, and resort tourism and has the most experience and reputation in Vietnam.
82GF Score
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