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Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
PT Bank Artha Graha Internasional Tbk (ISX:INPC) Cash Flow from Operations Explanation
For companies reported in indirect method, cash flow from operations contains six items:
1. Net Income From Continuing Operations:
Net Income From Continuing Operations indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. It excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.
PT Bank Artha Graha Internasional Tbk's net income from continuing operations for the
three
months ended in Jun. 2026 was Rp16,694 Mil.
2. Depreciation, Depletion and Amortization:
Depreciation is a present expense that accounts for the past cost of an asset that is now providing benefits.
Depletion and amortization are synonyms for depreciation.
Generally:
The term depreciation is used when discussing man made tangible assets
The term depletion is used when discussing natural tangible assets
The term amortization is used when discussing intangible assets
PT Bank Artha Graha Internasional Tbk's depreciation, depletion and amortization for the
three
months ended in Jun. 2026 was Rp18,372 Mil.
3. Change In Working Capital:
Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities. Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow.
PT Bank Artha Graha Internasional Tbk's change in working capital for the
three
months ended in Jun. 2026 was Rp0 Mil. It means PT Bank Artha Graha Internasional Tbk's working capital
{id_Q12}
from Mar. 2026 to Jun. 2026 .
4. Deferred Tax:
It is the cash flow generated from deferred tax.
PT Bank Artha Graha Internasional Tbk's cash flow from deferred tax for the
three
months ended in Jun. 2026 was Rp0 Mil.
PT Bank Artha Graha Internasional Tbk's cash from discontinued operating Activities for the
three
months ended in Jun. 2026 was Rp0 Mil.
6. Asset Impairment Charge:
It is the charge against earnings resulting from the aggregate write down of all assets from their carrying value to their fair value.
PT Bank Artha Graha Internasional Tbk's asset impairment charge for the
three
months ended in Jun. 2026 was Rp0 Mil.
7. Stock Based Compensation:
It is a way corporations use stock options to reward employees. It provides executives and employees the opportunity to share in the growth of the company and, if structured properly, can align their interests with the interests of the company's shareholders and investors, without burning the company's cash on hand.
PT Bank Artha Graha Internasional Tbk's stock based compensation for the
three
months ended in Jun. 2026 was Rp0 Mil.
8. Cash Flow from Others:
These are cash differences caused by the change of inventory, accounts payable, accounts receivable etc. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its account receivables will rise, and its cash position will grow more slowly (or even shrink).
PT Bank Artha Graha Internasional Tbk's cash flow from others for the
three
months ended in Jun. 2026 was Rp-944,056 Mil.
PT Bank Artha Graha Internasional Tbk Cash Flow from Operations Related Terms
PT Bank Artha Graha Internasional Tbk Cash Flow from Operations Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Artha Graha Internasional Tbk Cash Flow from Operations Chart
PT Bank Artha Graha Internasional Tbk Cash Flow from Operations Calculation
Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp154,163 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Operations of Rp154,163 Mil mean?
PT Bank Artha Graha Internasional Tbk (ISX:INPC) has a Cash Flow from Operations of Rp154,163 Mil as of Jun. 2026. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for PT Bank Artha Graha Internasional Tbk and its competitors.
Is PT Bank Artha Graha Internasional Tbk's Cash Flow from Operations too high?
PT Bank Artha Graha Internasional Tbk's current Cash Flow from Operations is Rp154,163 Mil. Overall, PT Bank Artha Graha Internasional Tbk has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Artha Graha Internasional Tbk's Cash Flow from Operations compare to competitors?
PT Bank Artha Graha Internasional Tbk's Cash Flow from Operations of Rp154,163 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for a Banks company?
A good Cash Flow from Operations depends on the Banks industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for PT Bank Artha Graha Internasional Tbk and its competitors. PT Bank Artha Graha Internasional Tbk's current Cash Flow from Operations is Rp154,163 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Artha Graha Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk (ISX:INPC) is currently considered Fairly Valued. The stock's GF Value™ is Rp156.07, compared to a current price of Rp153.00 — trading 2% below its estimated fair value. The current Cash Flow from Operations is Rp154,163 Mil. PT Bank Artha Graha Internasional Tbk's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For PT Bank Artha Graha Internasional Tbk (ISX:INPC), the current Cash Flow from Operations is Rp154,163 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Artha Graha Internasional Tbk (ISX:INPC) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk stock appears to be undervalued.
The current stock price of Rp153.00 is trading 2% below its estimated GF Value™ of Rp156.07.
GuruFocus considers PT Bank Artha Graha Internasional Tbk to be Fairly Valued.
Key valuation signals for ISX:INPC:
Cash Flow from Operations: Rp154,163 Mil
GF Value™: Rp156.07 vs. price of Rp153.00 (2% below fair value)
No single metric tells the full story. See the ISX:INPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Artha Graha Internasional Tbk conducts business activities as a conventional commercial bank. Its main business activities include collecting funds from the public in the form of current account deposits, time deposits, certificates of deposit, savings, and/or other similar forms; providing loans, either medium-, long-, or short-term loans or other types that are common in the banking industry. Its operating segments comprise Productive, which generates maximum revenue and includes loans extended to productive sectors such as working capital and investment loans; Consumer, which includes loans extended for consumer purposes; Treasury, which relates to treasury activities including money market transactions, trade finance, foreign exchange, and securities; and Others.
49GF Score
Get the complete analysis for ISX:INPC
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