PT Bank Artha Graha Internasional Tbk (ISX:INPC) Cyclically Adjusted Revenue per Share: Rp75.69 (As of Mar. 2026)

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ISX:INPC PT Bank Artha Graha Internasional Tbk ISX:INPC
49 GF Score
Price Rp145.00
GF Value Rp149.73
Valuation Fairly Valued
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What is PT Bank Artha Graha Internasional Tbk Cyclically Adjusted Revenue per Share?

PT Bank Artha Graha Internasional Tbk ISX:INPC +8.21% 49 Cyclically Adjusted Revenue per Share is Rp75.69 as of Mar. 2026. GuruFocus rates ISX:INPC with a GF Score™ of 49/100 and a GF Value™ of Rp149.73 (Fairly Valued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

PT Bank Artha Graha Internasional Tbk's adjusted revenue per share for the three months ended in Mar. 2026 was Rp15.434. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is Rp75.69 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Artha Graha Internasional Tbk's average Cyclically Adjusted Revenue Growth Rate was -2.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -3.90% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was -4.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of PT Bank Artha Graha Internasional Tbk was -3.70% per year. The lowest was -4.70% per year. And the median was -3.90% per year.

As of today (2026-07-17), PT Bank Artha Graha Internasional Tbk's current stock price is Rp145.00. PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Rp75.69. PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted PS Ratio of today is 1.92.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Bank Artha Graha Internasional Tbk was 5.49. The lowest was 0.64. And the median was 1.13.


PT Bank Artha Graha Internasional Tbk  (ISX:INPC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=145.00/75.69
=1.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Bank Artha Graha Internasional Tbk was 5.49. The lowest was 0.64. And the median was 1.13.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


PT Bank Artha Graha Internasional Tbk Cyclically Adjusted Revenue per Share Related Terms


PT Bank Artha Graha Internasional Tbk Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Artha Graha Internasional Tbk Cyclically Adjusted Revenue per Share Chart

PT Bank Artha Graha Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 91.23 85.92 82.55 79.04 76.33

PT Bank Artha Graha Internasional Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 77.94 77.49 76.63 76.33 75.69

PT Bank Artha Graha Internasional Tbk Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Artha Graha Internasional Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:INPC
49GF Score
PT Bank Artha Graha Internasional Tbk ISX:INPC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Artha Graha Internasional Tbk Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Artha Graha Internasional Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=15.434/136.5387*136.5387
=15.434

Current CPI (Mar. 2026) = 136.5387.

PT Bank Artha Graha Internasional Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 24.917 103.212 32.962
201609 15.908 104.142 20.857
201612 17.819 105.222 23.122
201703 18.858 106.476 24.182
201706 19.512 107.722 24.732
201709 20.553 108.020 25.979
201712 21.688 109.017 27.163
201803 16.934 110.097 21.001
201806 20.556 111.085 25.266
201809 19.246 111.135 23.645
201812 22.691 112.430 27.557
201903 16.135 112.829 19.526
201906 16.059 114.730 19.112
201909 16.025 114.905 19.042
201912 17.120 115.486 20.241
202003 14.447 116.252 16.968
202006 12.296 116.630 14.395
202009 10.167 116.397 11.926
202012 9.977 117.318 11.612
202103 11.292 117.840 13.084
202106 14.296 118.184 16.516
202109 24.918 118.262 28.769
202112 13.034 119.516 14.890
202203 11.336 120.948 12.797
202206 12.524 123.322 13.866
202209 15.085 125.298 16.438
202212 16.215 126.098 17.558
202303 12.884 126.953 13.857
202306 16.250 127.663 17.380
202309 20.618 128.151 21.967
202312 14.094 129.395 14.872
202403 14.190 130.607 14.834
202406 16.759 130.792 17.495
202409 15.436 130.361 16.168
202412 15.911 131.432 16.529
202503 13.998 131.948 14.485
202506 16.312 133.241 16.716
202509 16.522 133.819 16.858
202512 16.933 135.271 17.092
202603 15.434 136.539 15.434

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of Rp75.69 mean?
PT Bank Artha Graha Internasional Tbk (ISX:INPC) has a Cyclically Adjusted Revenue per Share of Rp75.69 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors.
Is PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted Revenue per Share too high?
PT Bank Artha Graha Internasional Tbk's current Cyclically Adjusted Revenue per Share is Rp75.69. Overall, PT Bank Artha Graha Internasional Tbk has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted Revenue per Share compare to competitors?
PT Bank Artha Graha Internasional Tbk's Cyclically Adjusted Revenue per Share of Rp75.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. PT Bank Artha Graha Internasional Tbk's current Cyclically Adjusted Revenue per Share is Rp75.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Artha Graha Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk (ISX:INPC) is currently considered Fairly Valued. The stock's GF Value™ is Rp149.73, compared to a current price of Rp145.00 — trading 3.2% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is Rp75.69. PT Bank Artha Graha Internasional Tbk's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For PT Bank Artha Graha Internasional Tbk (ISX:INPC), the current Cyclically Adjusted Revenue per Share is Rp75.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Artha Graha Internasional Tbk (ISX:INPC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk stock appears to be undervalued. The current stock price of Rp145.00 is trading 3.2% below its estimated GF Value™ of Rp149.73. GuruFocus considers PT Bank Artha Graha Internasional Tbk to be Fairly Valued.

Key valuation signals for ISX:INPC:

  • Cyclically Adjusted Revenue per Share: Rp75.69
  • GF Value™: Rp149.73 vs. price of Rp145.00 (3.2% below fair value)
  • GF Score™: 49/100

No single metric tells the full story. See the ISX:INPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Artha Graha Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 52 - 53, Gedung Artha Graha, Sudirman Commercial Business District, Selatan, Jakarta, IDN, 12190
PT Bank Artha Graha Internasional Tbk conducts business activities as a conventional commercial bank. Its main business activities include collecting funds from the public in the form of current account deposits, time deposits, certificates of deposit, savings, and/or other similar forms; providing loans, either medium-, long-, or short-term loans or other types that are common in the banking industry. Its operating segments comprise Productive, which generates maximum revenue and includes loans extended to productive sectors such as working capital and investment loans; Consumer, which includes loans extended for consumer purposes; Treasury, which relates to treasury activities including money market transactions, trade finance, foreign exchange, and securities; and Others.
49GF Score

Get the complete analysis for ISX:INPC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp145.00
Price
Rp149.73
GF Value