PT Bank Artha Graha Internasional Tbk (ISX:INPC) Growth Rank: 2 (As of Sep. 04, 2026) — 60% Below Median

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ISX:INPC PT Bank Artha Graha Internasional Tbk ISX:INPC
47 GF Score
Price Rp169.00
GF Value Rp156.22
Valuation Fairly Valued
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What is PT Bank Artha Graha Internasional Tbk Growth Rank?

PT Bank Artha Graha Internasional Tbk ISX:INPC +9.03% 47 Growth Rank is 2 as of Sep. 04, 2026, which is 60% below its 10-year median of 5.00. GuruFocus rates ISX:INPC with a GF Score™ of 47/100 and a GF Value™ of Rp156.22 (Fairly Valued).

PT Bank Artha Graha Internasional Tbk has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

PT Bank Artha Graha Internasional Tbk Growth Rank Related Terms

PT Bank Artha Graha Internasional Tbk Growth Rank Competitor Comparison

For the Banks - Regional subindustry, PT Bank Artha Graha Internasional Tbk's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Artha Graha Internasional Tbk Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Artha Graha Internasional Tbk's Growth Rank distribution charts can be found below:

* The bar in red indicates where PT Bank Artha Graha Internasional Tbk's Growth Rank falls into.


ISX:INPC
47GF Score
PT Bank Artha Graha Internasional Tbk ISX:INPC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
PT Bank Artha Graha Internasional Tbk (ISX:INPC) has a Growth Rank of 2 as of Sep. 04, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. This is 60% below median its historical median of 5.00. Over the past decade, PT Bank Artha Graha Internasional Tbk's Growth Rank has ranged from 1.00 to 7.00.
Is PT Bank Artha Graha Internasional Tbk's Growth Rank too high?
PT Bank Artha Graha Internasional Tbk's current Growth Rank of 2 is 60% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, PT Bank Artha Graha Internasional Tbk has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Artha Graha Internasional Tbk's Growth Rank compare to competitors?
PT Bank Artha Graha Internasional Tbk's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, PT Bank Artha Graha Internasional Tbk's own Growth Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. PT Bank Artha Graha Internasional Tbk's current Growth Rank is 2, which is 60% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Artha Graha Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk (ISX:INPC) is currently considered Fairly Valued. The stock's GF Value™ is Rp156.22, compared to a current price of Rp169.00 — trading 8.2% above its estimated fair value. The current Growth Rank is 2, which is 60% below median its 10-year median of 5.00. PT Bank Artha Graha Internasional Tbk's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For PT Bank Artha Graha Internasional Tbk (ISX:INPC), the current Growth Rank is 2 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Artha Graha Internasional Tbk (ISX:INPC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk stock appears to be overvalued. The current stock price of Rp169.00 is trading 8.2% above its estimated GF Value™ of Rp156.22. GuruFocus considers PT Bank Artha Graha Internasional Tbk to be Fairly Valued.

Key valuation signals for ISX:INPC:

  • Growth Rank: 2 (60% below median its 10-year median of 5.00)
  • GF Value™: Rp156.22 vs. price of Rp169.00 (8.2% above fair value)
  • GF Score™: 47/100

No single metric tells the full story. See the ISX:INPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Artha Graha Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 52 - 53, Gedung Artha Graha, Sudirman Commercial Business District, Selatan, Jakarta, IDN, 12190
PT Bank Artha Graha Internasional Tbk conducts business activities as a conventional commercial bank. Its main business activities include collecting funds from the public in the form of current account deposits, time deposits, certificates of deposit, savings, and/or other similar forms; providing loans, either medium-, long-, or short-term loans or other types that are common in the banking industry. Its operating segments comprise Productive, which generates maximum revenue and includes loans extended to productive sectors such as working capital and investment loans; Consumer, which includes loans extended for consumer purposes; Treasury, which relates to treasury activities including money market transactions, trade finance, foreign exchange, and securities; and Others.
47GF Score

Get the complete analysis for ISX:INPC

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp169.00
Price
Rp156.22
GF Value