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PT Bank Artha Graha Internasional Tbk (ISX:INPC) E10 : Rp2.67 (As of Sep. 2024)


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What is PT Bank Artha Graha Internasional Tbk E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Artha Graha Internasional Tbk's adjusted earnings per share data for the three months ended in Sep. 2024 was Rp2.790. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp2.67 for the trailing ten years ended in Sep. 2024.

During the past 12 months, PT Bank Artha Graha Internasional Tbk's average E10 Growth Rate was -23.10% per year. During the past 3 years, the average E10 Growth Rate was -30.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank Artha Graha Internasional Tbk was -30.70% per year. The lowest was -30.70% per year. And the median was -30.70% per year.

As of today (2025-03-24), PT Bank Artha Graha Internasional Tbk's current stock price is Rp137.00. PT Bank Artha Graha Internasional Tbk's E10 for the quarter that ended in Sep. 2024 was Rp2.67. PT Bank Artha Graha Internasional Tbk's Shiller PE Ratio of today is 51.31.

During the past 13 years, the highest Shiller PE Ratio of PT Bank Artha Graha Internasional Tbk was 163.30. The lowest was 6.27. And the median was 15.75.


PT Bank Artha Graha Internasional Tbk E10 Historical Data

The historical data trend for PT Bank Artha Graha Internasional Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PT Bank Artha Graha Internasional Tbk E10 Chart

PT Bank Artha Graha Internasional Tbk Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 10.20 6.73 5.03 3.39

PT Bank Artha Graha Internasional Tbk Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.47 3.39 3.09 2.65 2.67

Competitive Comparison of PT Bank Artha Graha Internasional Tbk's E10

For the Banks - Regional subindustry, PT Bank Artha Graha Internasional Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Artha Graha Internasional Tbk's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PT Bank Artha Graha Internasional Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Artha Graha Internasional Tbk's Shiller PE Ratio falls into.



PT Bank Artha Graha Internasional Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Artha Graha Internasional Tbk's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=2.79/130.3609*130.3609
=2.790

Current CPI (Sep. 2024) = 130.3609.

PT Bank Artha Graha Internasional Tbk Quarterly Data

per share eps CPI Adj_EPS
201412 -1.218 98.819 -1.607
201503 3.690 98.388 4.889
201506 0.306 99.766 0.400
201509 2.590 101.037 3.342
201512 -1.144 102.133 -1.460
201603 2.470 102.764 3.133
201606 2.405 103.212 3.038
201609 0.510 104.142 0.638
201612 -0.075 105.222 -0.093
201703 2.120 106.476 2.596
201706 2.300 107.722 2.783
201709 0.494 108.020 0.596
201712 -0.610 109.017 -0.729
201803 1.280 110.097 1.516
201806 0.962 111.085 1.129
201809 0.670 111.135 0.786
201812 0.470 112.430 0.545
201903 0.810 112.829 0.936
201906 0.783 114.730 0.890
201909 0.180 114.905 0.204
201912 -5.474 115.486 -6.179
202003 0.700 116.252 0.785
202006 0.490 116.630 0.548
202009 0.346 116.397 0.388
202012 -0.190 117.318 -0.211
202103 0.400 117.840 0.443
202106 0.908 118.184 1.002
202109 0.290 118.262 0.320
202112 -9.575 119.516 -10.444
202203 1.110 120.948 1.196
202206 0.860 123.322 0.909
202209 2.030 125.298 2.112
202212 -1.280 126.098 -1.323
202303 1.670 126.953 1.715
202306 2.660 127.663 2.716
202309 1.890 128.151 1.923
202312 1.040 129.395 1.048
202403 1.820 130.607 1.817
202406 1.670 130.792 1.665
202409 2.790 130.361 2.790

Add all the adjusted EPS together and divide 10 will get our e10.


PT Bank Artha Graha Internasional Tbk  (ISX:INPC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Bank Artha Graha Internasional Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=137.00/2.67
=51.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Bank Artha Graha Internasional Tbk was 163.30. The lowest was 6.27. And the median was 15.75.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank Artha Graha Internasional Tbk E10 Related Terms

Thank you for viewing the detailed overview of PT Bank Artha Graha Internasional Tbk's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


PT Bank Artha Graha Internasional Tbk Business Description

Traded in Other Exchanges
N/A
Address
Jalan Jenderal Sudirman Kav. 52 - 53, Sudirman Central Business District (SCBD), Gedung Artha Graha, South Jakarta, Kawasan Niaga Terpadu Sudirman, Jakarta, IDN, 12190
PT Bank Artha Graha Internasional Tbk is a commercial bank that offers various products and services to its customers. These include basic banking products such as savings, current accounts, and deposits, as well as digital banking features and services that make banking activities more convenient for customers. The company also provides digital services through internal channels such as Grahacash ATMs, Mobile Banking, Corporate Internet Banking, and Retail Internet Banking. Its segments include Productive, Consumer, Treasury, and Others. The majority of its revenue comes from the Productive segment, which provides loans to the productive sector, including working capital and investment loans.

PT Bank Artha Graha Internasional Tbk Headlines

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