PT Bank Artha Graha Internasional Tbk (ISX:INPC) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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ISX:INPC PT Bank Artha Graha Internasional Tbk ISX:INPC
49 GF Score
Price Rp134.00
GF Value Rp149.73
Valuation Modestly Undervalued
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What is PT Bank Artha Graha Internasional Tbk ROC (Joel Greenblatt) %?

PT Bank Artha Graha Internasional Tbk ISX:INPC +1.52% 49 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates ISX:INPC with a GF Score™ of 49/100 and a GF Value™ of Rp149.73 (Modestly Undervalued). Among 46 Banks companies, PT Bank Artha Graha Internasional Tbk ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ISX:INPC
49GF Score
PT Bank Artha Graha Internasional Tbk ISX:INPC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
PT Bank Artha Graha Internasional Tbk (ISX:INPC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. According to the industry distribution chart, PT Bank Artha Graha Internasional Tbk ranks #999999 out of 46 companies in the Banks industry.
Is PT Bank Artha Graha Internasional Tbk's ROC (Joel Greenblatt) % too high?
PT Bank Artha Graha Internasional Tbk's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, PT Bank Artha Graha Internasional Tbk ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Artha Graha Internasional Tbk has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Artha Graha Internasional Tbk's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, PT Bank Artha Graha Internasional Tbk ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places PT Bank Artha Graha Internasional Tbk in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Artha Graha Internasional Tbk's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Artha Graha Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk (ISX:INPC) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp149.73, compared to a current price of Rp134.00 — trading 10.5% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. PT Bank Artha Graha Internasional Tbk's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For PT Bank Artha Graha Internasional Tbk (ISX:INPC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Artha Graha Internasional Tbk (ISX:INPC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk stock appears to be undervalued. The current stock price of Rp134.00 is trading 10.5% below its estimated GF Value™ of Rp149.73. GuruFocus considers PT Bank Artha Graha Internasional Tbk to be Modestly Undervalued.

Key valuation signals for ISX:INPC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: Rp149.73 vs. price of Rp134.00 (10.5% below fair value)
  • GF Score™: 49/100

No single metric tells the full story. See the ISX:INPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Artha Graha Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 52 - 53, Gedung Artha Graha, Sudirman Commercial Business District, Selatan, Jakarta, IDN, 12190
PT Bank Artha Graha Internasional Tbk conducts business activities as a conventional commercial bank. Its main business activities include collecting funds from the public in the form of current account deposits, time deposits, certificates of deposit, savings, and/or other similar forms; providing loans, either medium-, long-, or short-term loans or other types that are common in the banking industry. Its operating segments comprise Productive, which generates maximum revenue and includes loans extended to productive sectors such as working capital and investment loans; Consumer, which includes loans extended for consumer purposes; Treasury, which relates to treasury activities including money market transactions, trade finance, foreign exchange, and securities; and Others.
49GF Score

Get the complete analysis for ISX:INPC

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp134.00
Price
Rp149.73
GF Value