PT Bank Artha Graha Internasional Tbk (ISX:INPC) Interest Expense: Rp-925,404 Mil (TTM As of Mar. 2026)

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ISX:INPC PT Bank Artha Graha Internasional Tbk ISX:INPC
47 GF Score
Price Rp131.00
GF Value Rp149.67
Valuation Modestly Undervalued
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What is PT Bank Artha Graha Internasional Tbk Interest Expense?

PT Bank Artha Graha Internasional Tbk ISX:INPC -2.24% 47 Interest Expense is Rp-925,404 Mil as of Mar. 2026. GuruFocus rates ISX:INPC with a GF Score™ of 47/100 and a GF Value™ of Rp149.67 (Modestly Undervalued).

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PT Bank Artha Graha Internasional Tbk's interest expense for the three months ended in Mar. 2026 was Rp -195,010 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-925,404 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PT Bank Artha Graha Internasional Tbk's Operating Income for the three months ended in Mar. 2026 was Rp Mil. PT Bank Artha Graha Internasional Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Bank Artha Graha Internasional Tbk Interest Expense Historical Data

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The historical data trend for PT Bank Artha Graha Internasional Tbk's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Artha Graha Internasional Tbk Interest Expense Chart

PT Bank Artha Graha Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -766,265.00 -491,344.00 -502,774.00 -735,995.00 -966,395.00

PT Bank Artha Graha Internasional Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -236,001.00 -242,549.00 -257,181.00 -230,664.00 -195,010.00
ISX:INPC
47GF Score
PT Bank Artha Graha Internasional Tbk ISX:INPC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Artha Graha Internasional Tbk Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-925,404 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of Rp-925,404 Mil mean?
PT Bank Artha Graha Internasional Tbk (ISX:INPC) has a Interest Expense of Rp-925,404 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors.
Is PT Bank Artha Graha Internasional Tbk's Interest Expense too high?
PT Bank Artha Graha Internasional Tbk's current Interest Expense is Rp-925,404 Mil. Overall, PT Bank Artha Graha Internasional Tbk has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Artha Graha Internasional Tbk's Interest Expense compare to competitors?
PT Bank Artha Graha Internasional Tbk's Interest Expense of Rp-925,404 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. PT Bank Artha Graha Internasional Tbk's current Interest Expense is Rp-925,404 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Artha Graha Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk (ISX:INPC) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp149.67, compared to a current price of Rp131.00 — trading 12.5% below its estimated fair value. The current Interest Expense is Rp-925,404 Mil. PT Bank Artha Graha Internasional Tbk's overall GF Score™ is 47/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For PT Bank Artha Graha Internasional Tbk (ISX:INPC), the current Interest Expense is Rp-925,404 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Artha Graha Internasional Tbk (ISX:INPC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk stock appears to be undervalued. The current stock price of Rp131.00 is trading 12.5% below its estimated GF Value™ of Rp149.67. GuruFocus considers PT Bank Artha Graha Internasional Tbk to be Modestly Undervalued.

Key valuation signals for ISX:INPC:

  • Interest Expense: Rp-925,404 Mil
  • GF Value™: Rp149.67 vs. price of Rp131.00 (12.5% below fair value)
  • GF Score™: 47/100

No single metric tells the full story. See the ISX:INPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Artha Graha Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 52 - 53, Gedung Artha Graha, Sudirman Commercial Business District, Selatan, Jakarta, IDN, 12190
PT Bank Artha Graha Internasional Tbk conducts business activities as a conventional commercial bank. Its main business activities include collecting funds from the public in the form of current account deposits, time deposits, certificates of deposit, savings, and/or other similar forms; providing loans, either medium-, long-, or short-term loans or other types that are common in the banking industry. Its operating segments comprise Productive, which generates maximum revenue and includes loans extended to productive sectors such as working capital and investment loans; Consumer, which includes loans extended for consumer purposes; Treasury, which relates to treasury activities including money market transactions, trade finance, foreign exchange, and securities; and Others.
47GF Score

Get the complete analysis for ISX:INPC

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp131.00
Price
Rp149.67
GF Value