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ISX:INPC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.15 Max: 0.18
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of PT Bank Artha Graha Internasional Tbk was 0.18. The lowest was 0.12. And the median was 0.15.
ISX:INPC's Equity-to-Asset is ranked better than 83.23% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs ISX:INPC: 0.14
PT Bank Artha Graha Internasional Tbk (ISX:INPC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Bank Artha Graha Internasional Tbk Equity-to-Asset Related Terms
PT Bank Artha Graha Internasional Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Artha Graha Internasional Tbk Equity-to-Asset Chart
PT Bank Artha Graha Internasional Tbk Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, PT Bank Artha Graha Internasional Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Artha Graha Internasional Tbk Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Artha Graha Internasional Tbk's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PT Bank Artha Graha Internasional Tbk's Equity-to-Asset falls into.
PT Bank Artha Graha Internasional Tbk Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Artha Graha Internasional Tbk (ISX:INPC) has a Equity-to-Asset of 0.14 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. This is near median its historical median of 0.15. Over the past decade, PT Bank Artha Graha Internasional Tbk's Equity-to-Asset has ranged from 0.12 to 0.18. According to the industry distribution chart, PT Bank Artha Graha Internasional Tbk ranks #255 out of 1521 companies in the Banks industry, placing it in the top 16.8%.
Is PT Bank Artha Graha Internasional Tbk's Equity-to-Asset too high?
PT Bank Artha Graha Internasional Tbk's current Equity-to-Asset of 0.14 is near median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.18. The Banks industry median Equity-to-Asset is 0.10. PT Bank Artha Graha Internasional Tbk's value of 0.14 is 40% above this industry median. Based on the distribution chart, PT Bank Artha Graha Internasional Tbk ranks #255 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Artha Graha Internasional Tbk has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Artha Graha Internasional Tbk's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank Artha Graha Internasional Tbk ranks #255 out of 1521 companies for Equity-to-Asset. This places PT Bank Artha Graha Internasional Tbk in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. PT Bank Artha Graha Internasional Tbk's value of 0.14 is 40% above this benchmark. Historically, PT Bank Artha Graha Internasional Tbk's own Equity-to-Asset has ranged from 0.12 to 0.18 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.10, PT Bank Artha Graha Internasional Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Artha Graha Internasional Tbk's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Artha Graha Internasional Tbk's current Equity-to-Asset is 0.14, which is near median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Artha Graha Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk (ISX:INPC) is currently considered Fairly Valued. The stock's GF Value™ is Rp156.28, compared to a current price of Rp170.00 — trading 8.8% above its estimated fair value. The current Equity-to-Asset is 0.14, which is near median its 10-year median of 0.15 and 40% above the Banks industry median of 0.10. PT Bank Artha Graha Internasional Tbk's overall GF Score™ is 45/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Bank Artha Graha Internasional Tbk (ISX:INPC), the current Equity-to-Asset is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Artha Graha Internasional Tbk (ISX:INPC) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk stock appears to be overvalued.
The current stock price of Rp170.00 is trading 8.8% above its estimated GF Value™ of Rp156.28.
GuruFocus considers PT Bank Artha Graha Internasional Tbk to be Fairly Valued.
Key valuation signals for ISX:INPC:
Equity-to-Asset: 0.14 (near median its 10-year median of 0.15)
GF Value™: Rp156.28 vs. price of Rp170.00 (8.8% above fair value)
Industry Position: 40% above the Banks median (#255 of 1521)
No single metric tells the full story. See the ISX:INPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Artha Graha Internasional Tbk conducts business activities as a conventional commercial bank. Its main business activities include collecting funds from the public in the form of current account deposits, time deposits, certificates of deposit, savings, and/or other similar forms; providing loans, either medium-, long-, or short-term loans or other types that are common in the banking industry. Its operating segments comprise Productive, which generates maximum revenue and includes loans extended to productive sectors such as working capital and investment loans; Consumer, which includes loans extended for consumer purposes; Treasury, which relates to treasury activities including money market transactions, trade finance, foreign exchange, and securities; and Others.
45GF Score
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