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PT Bank Artha Graha Internasional Tbk (ISX:INPC) Effective Interest Rate on Debt % : 472.00% (As of Mar. 2025)


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What is PT Bank Artha Graha Internasional Tbk Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Bank Artha Graha Internasional Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was Rp944,004 Mil. PT Bank Artha Graha Internasional Tbk's average total debt for the quarter that ended in Mar. 2025 was Rp200,000 Mil. Therefore, PT Bank Artha Graha Internasional Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 472.00%.


PT Bank Artha Graha Internasional Tbk Effective Interest Rate on Debt % Historical Data

The historical data trend for PT Bank Artha Graha Internasional Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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PT Bank Artha Graha Internasional Tbk Effective Interest Rate on Debt % Chart

PT Bank Artha Graha Internasional Tbk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 528.12 383.13 245.67 251.39 368.00

PT Bank Artha Graha Internasional Tbk Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 327.25 351.06 378.15 415.53 472.00

Competitive Comparison of PT Bank Artha Graha Internasional Tbk's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, PT Bank Artha Graha Internasional Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Artha Graha Internasional Tbk's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PT Bank Artha Graha Internasional Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Bank Artha Graha Internasional Tbk's Effective Interest Rate on Debt % falls into.


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PT Bank Artha Graha Internasional Tbk Effective Interest Rate on Debt % Calculation

PT Bank Artha Graha Internasional Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -735995/( (200000+200000)/ 2 )
=-1  *  -735995/200000
=368.00 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200000 + 0
=200000

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200000 + 0
=200000

PT Bank Artha Graha Internasional Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  -944004/( (200000+200000)/ 2 )
=-1  *  -944004/200000
=472.00 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200000 + 0
=200000

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200000 + 0
=200000

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


PT Bank Artha Graha Internasional Tbk  (ISX:INPC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Bank Artha Graha Internasional Tbk Effective Interest Rate on Debt % Related Terms

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PT Bank Artha Graha Internasional Tbk Business Description

Traded in Other Exchanges
N/A
Address
Jalan Jenderal Sudirman Kav. 52 - 53, Sudirman Central Business District (SCBD), Gedung Artha Graha, South Jakarta, Kawasan Niaga Terpadu Sudirman, Jakarta, IDN, 12190
PT Bank Artha Graha Internasional Tbk is a commercial bank that offers various products and services to its customers. These include basic banking products such as savings, current accounts, and deposits, as well as digital banking features and services that make banking activities more convenient for customers. The company also provides digital services through internal channels such as Grahacash ATMs, Mobile Banking, Corporate Internet Banking, and Retail Internet Banking. Its segments include Productive, Consumer, Treasury, and Others. The majority of its revenue comes from the Productive segment, which provides loans to the productive sector, including working capital and investment loans.

PT Bank Artha Graha Internasional Tbk Headlines

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