PT Bank Artha Graha Internasional Tbk (ISX:INPC) EPS (Basic): Rp-26.08 (TTM As of Mar. 2026)


ISX:INPC PT Bank Artha Graha Internasional Tbk ISX:INPC
48 GF Score
Price Rp125.00
GF Value Rp149.27
Valuation Modestly Undervalued
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What is PT Bank Artha Graha Internasional Tbk EPS (Basic)?

PT Bank Artha Graha Internasional Tbk ISX:INPC -4.58% 48 EPS (Basic) is Rp-26.08 as of Mar. 2026. GuruFocus rates ISX:INPC with a GF Score™ of 48/100 and a GF Value™ of Rp149.27 (Modestly Undervalued).

PT Bank Artha Graha Internasional Tbk's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was Rp2.90. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-26.08.

PT Bank Artha Graha Internasional Tbk's EPS (Diluted) for the three months ended in Mar. 2026 was Rp2.90. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-26.08.

PT Bank Artha Graha Internasional Tbk's EPS without NRI for the three months ended in Mar. 2026 was Rp-17.47. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was -19.74.

During the past 12 months, PT Bank Artha Graha Internasional Tbk's average EPS without NRIGrowth Rate was -342.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, PT Bank Artha Graha Internasional Tbk's highest 3-Year average EPS without NRI Growth Rate was 68.30% per year. The lowest was -33.50% per year. And the median was 1.30% per year.


PT Bank Artha Graha Internasional Tbk  (ISX:INPC) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


PT Bank Artha Graha Internasional Tbk EPS (Basic) Related Terms


PT Bank Artha Graha Internasional Tbk EPS (Basic) Historical Data

* Premium members only.

The historical data trend for PT Bank Artha Graha Internasional Tbk's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Artha Graha Internasional Tbk EPS (Basic) Chart

PT Bank Artha Graha Internasional Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.31 2.72 7.26 7.54 -28.06

PT Bank Artha Graha Internasional Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 1.58 0.25 -30.81 2.90
ISX:INPC
48GF Score
PT Bank Artha Graha Internasional Tbk ISX:INPC
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Artha Graha Internasional Tbk EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

PT Bank Artha Graha Internasional Tbk's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-567520-0)/20223.000
=-28.06

PT Bank Artha Graha Internasional Tbk's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(58593-0)/20223.000
=2.90

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-26.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of Rp-26.08 mean?
PT Bank Artha Graha Internasional Tbk (ISX:INPC) has a EPS (Basic) of Rp-26.08 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors.
Is PT Bank Artha Graha Internasional Tbk's EPS (Basic) too high?
PT Bank Artha Graha Internasional Tbk's current EPS (Basic) is Rp-26.08. Overall, PT Bank Artha Graha Internasional Tbk has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Artha Graha Internasional Tbk's EPS (Basic) compare to competitors?
PT Bank Artha Graha Internasional Tbk's EPS (Basic) of Rp-26.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on PT Bank Artha Graha Internasional Tbk and its competitors. PT Bank Artha Graha Internasional Tbk's current EPS (Basic) is Rp-26.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Artha Graha Internasional Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk (ISX:INPC) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp149.27, compared to a current price of Rp125.00 — trading 16.3% below its estimated fair value. The current EPS (Basic) is Rp-26.08. PT Bank Artha Graha Internasional Tbk's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For PT Bank Artha Graha Internasional Tbk (ISX:INPC), the current EPS (Basic) is Rp-26.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Artha Graha Internasional Tbk (ISX:INPC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Artha Graha Internasional Tbk stock appears to be undervalued. The current stock price of Rp125.00 is trading 16.3% below its estimated GF Value™ of Rp149.27. GuruFocus considers PT Bank Artha Graha Internasional Tbk to be Modestly Undervalued.

Key valuation signals for ISX:INPC:

  • EPS (Basic): Rp-26.08
  • GF Value™: Rp149.27 vs. price of Rp125.00 (16.3% below fair value)
  • GF Score™: 48/100

No single metric tells the full story. See the ISX:INPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Artha Graha Internasional Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 52 - 53, Gedung Artha Graha, Sudirman Commercial Business District, Selatan, Jakarta, IDN, 12190
PT Bank Artha Graha Internasional Tbk conducts business activities as a conventional commercial bank. Its main business activities include collecting funds from the public in the form of current account deposits, time deposits, certificates of deposit, savings, and/or other similar forms; providing loans, either medium-, long-, or short-term loans or other types that are common in the banking industry. Its operating segments comprise Productive, which generates maximum revenue and includes loans extended to productive sectors such as working capital and investment loans; Consumer, which includes loans extended for consumer purposes; Treasury, which relates to treasury activities including money market transactions, trade finance, foreign exchange, and securities; and Others.
48GF Score

Get the complete analysis for ISX:INPC

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp125.00
Price
Rp149.27
GF Value