SBCF (Seacoast Banking of Florida) Cash Flow from Financing: $204.4 Mil (TTM As of Mar. 2026)

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SBCF Seacoast Banking Corp of Florida SBCF
63 GF Score
Price $34.33
GF Value $32.50
Valuation Fairly Valued
! 8 Warning Signs
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What is Seacoast Banking of Florida Cash Flow from Financing?

Seacoast Banking of Florida SBCF +3.31% 63 Cash Flow from Financing is $204.4 Mil as of Mar. 2026. GuruFocus rates SBCF with a GF Score™ of 63/100 and a GF Value™ of $32.50 (Fairly Valued). The stock has 8 warning signs investors should review.

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the three months ended in Mar. 2026, Seacoast Banking of Florida paid $10.0 Mil more to buy back shares than it received from issuing new shares. It spent $60.0 Mil paying down its debt. It paid $0.0 Mil more to buy back preferred shares than it received from issuing preferred shares. It spent $20.8 Mil paying cash dividends to shareholders. It received $370.9 Mil on other financial activities. In all, Seacoast Banking of Florida earned $280.1 Mil on financial activities for the three months ended in Mar. 2026.


Seacoast Banking of Florida  (NAS:SBCF) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

Seacoast Banking of Florida's issuance of stock for the three months ended in Mar. 2026 was $0.0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

Seacoast Banking of Florida's repurchase of stock for the three months ended in Mar. 2026 was $-10.0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

Seacoast Banking of Florida's net issuance of debt for the three months ended in Mar. 2026 was $-60.0 Mil. Seacoast Banking of Florida spent $60.0 Mil paying down its debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

Seacoast Banking of Florida's net issuance of preferred for the three months ended in Mar. 2026 was $0.0 Mil. Seacoast Banking of Florida paid $0.0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Seacoast Banking of Florida's cash flow for dividends for the three months ended in Mar. 2026 was $-20.8 Mil. Seacoast Banking of Florida spent $20.8 Mil paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

Seacoast Banking of Florida's other financing for the three months ended in Mar. 2026 was $370.9 Mil. Seacoast Banking of Florida received $370.9 Mil on other financial activities.


Seacoast Banking of Florida Cash Flow from Financing Related Terms


Seacoast Banking of Florida Cash Flow from Financing Historical Data

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The historical data trend for Seacoast Banking of Florida's Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seacoast Banking of Florida Cash Flow from Financing Chart

Seacoast Banking of Florida Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Financing
Get a 7-Day Free Trial Premium Member Only Premium Member Only 591.58 -366.77 -432.82 456.41 430.64

Seacoast Banking of Florida Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 506.27 140.53 -103.10 -113.07 280.07
SBCF
63GF Score
Seacoast Banking Corp of Florida SBCF
Cash Flow from Financing is just one metric. See GF Score™, valuation, warning signs, and more.
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Seacoast Banking of Florida Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

Seacoast Banking of Florida's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:

Seacoast Banking of Florida's Cash from Financing for the quarter that ended in Mar. 2026 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $204.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of $204.4 Mil mean?
Seacoast Banking of Florida (SBCF) has a Cash Flow from Financing of $204.4 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Seacoast Banking of Florida and its competitors.
Is Seacoast Banking of Florida's Cash Flow from Financing too high?
Seacoast Banking of Florida's current Cash Flow from Financing is $204.4 Mil. Overall, Seacoast Banking of Florida has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's Cash Flow from Financing compare to BOH and BANC?
Seacoast Banking of Florida's Cash Flow from Financing of $204.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Seacoast Banking of Florida and its competitors. Seacoast Banking of Florida's current Cash Flow from Financing is $204.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.50, compared to a current price of $34.33 — trading 5.6% above its estimated fair value. The current Cash Flow from Financing is $204.4 Mil. Seacoast Banking of Florida's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current Cash Flow from Financing is $204.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued. The current stock price of $34.33 is trading 5.6% above its estimated GF Value™ of $32.50. GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.

Key valuation signals for SBCF:

  • Cash Flow from Financing: $204.4 Mil
  • GF Value™: $32.50 vs. price of $34.33 (5.6% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seacoast Banking of Florida Business Description

Address 815 Colorado Avenue, Stuart, FL, USA, 34994
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
63GF Score

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Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.33
Price
$32.50
GF Value