SBCF (Seacoast Banking of Florida) GF Score: 62/100 (As of Jul. 04, 2026) — 15% Below Median


SBCF Seacoast Banking Corp of Florida SBCF
62 GF Score
Price $33.28
GF Value $32.26
Valuation Fairly Valued
! 8 Warning Signs
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What is Seacoast Banking of Florida GF Score?

Seacoast Banking of Florida SBCF -2.06% 62 GF Score is 62 as of Jul. 04, 2026, which is 15% below its 10-year median of 73.00. GuruFocus rates SBCF with a GF Score™ of 62/100 and a GF Value™ of $32.26 (Fairly Valued). The stock has 8 warning signs investors should review.

Seacoast Banking of Florida has the GF Score of 62, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 5/10
3. Growth Rank : 2/10
4. GF Value Rank : 7/10
5. Momentum Rank : 7/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Seacoast Banking of Florida might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Seacoast Banking of Florida  (NAS:SBCF) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Seacoast Banking of Florida GF Score Related Terms


SBCF vs BOH, BANC, TOWN: GF Score Comparison

For the Banks - Regional subindustry, Seacoast Banking of Florida's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seacoast Banking of Florida GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Seacoast Banking of Florida's GF Score distribution charts can be found below:

* The bar in red indicates where Seacoast Banking of Florida's GF Score falls into.


SBCF
62GF Score
Seacoast Banking Corp of Florida SBCF
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 62 mean?
Seacoast Banking of Florida (SBCF) has a GF Score of 62 as of Jul. 04, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Seacoast Banking of Florida and its competitors. This is 15% below median its historical median of 73.00. Over the past decade, Seacoast Banking of Florida's GF Score has ranged from 59.00 to 84.00.
Is Seacoast Banking of Florida's GF Score too high?
Seacoast Banking of Florida's current GF Score of 62 is 15% below median its 10-year median of 73.00. Over the past 10 years, this metric has ranged from a low of 59.00 to a high of 84.00. Overall, Seacoast Banking of Florida has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's GF Score compare to BOH and BANC?
Seacoast Banking of Florida's GF Score of 62 can be compared against companies in the Banks industry. Historically, Seacoast Banking of Florida's own GF Score has ranged from 59.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Seacoast Banking of Florida and its competitors. Seacoast Banking of Florida's current GF Score is 62, which is 15% below median its own 10-year median of 73.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.26, compared to a current price of $33.28 — trading 3.2% above its estimated fair value. The current GF Score is 62, which is 15% below median its 10-year median of 73.00. Seacoast Banking of Florida's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current GF Score is 62 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued. The current stock price of $33.28 is trading 3.2% above its estimated GF Value™ of $32.26. GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.

Key valuation signals for SBCF:

  • GF Score: 62 (15% below median its 10-year median of 73.00)
  • GF Value™: $32.26 vs. price of $33.28 (3.2% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seacoast Banking of Florida Business Description

Address 815 Colorado Avenue, Stuart, FL, USA, 34994
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
62GF Score

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$33.28
Price
$32.26
GF Value