SBCF (Seacoast Banking of Florida) Risk Assessment


SBCF Seacoast Banking Corp of Florida SBCF
63 GF Score
Price $32.93
GF Value $32.46
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Seacoast Banking of Florida Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Seacoast Banking of Florida is: High Risk: High uncertainty with risk-return tradeoff.

Seacoast Banking of Florida  (NAS:SBCF) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Seacoast Banking of Florida Risk Assessment Related Terms

SBCF vs BOH, BANC, TOWN: Risk Assessment Comparison

For the Banks - Regional subindustry, Seacoast Banking of Florida's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Seacoast Banking of Florida Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Seacoast Banking of Florida's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Seacoast Banking of Florida's Risk Assessment falls into.


SBCF
63GF Score
Seacoast Banking Corp of Florida SBCF
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued. The current stock price of $32.93 is trading 1.4% above its estimated GF Value™ of $32.46. GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.

Key valuation signals for SBCF:

  • Risk Assessment:
  • GF Value™: $32.46 vs. price of $32.93 (1.4% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Seacoast Banking of Florida Business Description

Address 815 Colorado Avenue, Stuart, FL, USA, 34994
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
63GF Score

Get the complete analysis for SBCF

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.93
Price
$32.46
GF Value