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Bindar For Islamic Finance CoAMM:BIND 57 Cash Ratio is 0.02 as of Mar. 2026, which is 89% below its 10-year median of 0.18. GuruFocus rates AMM:BIND with a GF Score™ of 57/100 and a GF Value™ of JOD1.86 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 388 Credit Services companies, Bindar For Islamic Finance Co ranks worse than 94.07% on this metric.
Bindar For Islamic Finance Co has a Cash Ratio of 0.02. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Bindar For Islamic Finance Co's Cash Ratio or its related term are showing as below:
AMM:BIND'
s Cash Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.18 Max: 18.56
Current: 0.02
During the past 13 years, Bindar For Islamic Finance Co's highest Cash Ratio was 18.56. The lowest was 0.02. And the median was 0.18.
AMM:BIND's Cash Ratio is ranked worse than 94.07% of 388
companies
in the Credit Services industry
Industry Median: 0.63
vs AMM:BIND: 0.02
Bindar For Islamic Finance Co (AMM:BIND) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Bindar For Islamic Finance Co Cash Ratio Related Terms
Bindar For Islamic Finance Co Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Bindar For Islamic Finance Co's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bindar For Islamic Finance Co Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Bindar For Islamic Finance Co's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bindar For Islamic Finance Co (AMM:BIND) has a Cash Ratio of 0.02 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Bindar For Islamic Finance Co and its competitors. This is 89% below median its historical median of 0.18. Over the past decade, Bindar For Islamic Finance Co's Cash Ratio has ranged from 0.02 to 18.56. According to the industry distribution chart, Bindar For Islamic Finance Co ranks #365 out of 388 companies in the Credit Services industry, placing it in the top 94.1%.
Is Bindar For Islamic Finance Co's Cash Ratio too high?
Bindar For Islamic Finance Co's current Cash Ratio of 0.02 is 89% below median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 18.56. The Credit Services industry median Cash Ratio is 0.63. Bindar For Islamic Finance Co's value of 0.02 is 96.8% below this industry median. Based on the distribution chart, Bindar For Islamic Finance Co ranks #365 out of 388 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Bindar For Islamic Finance Co has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Bindar For Islamic Finance Co ranks #365 out of 388 companies for Cash Ratio. This places Bindar For Islamic Finance Co in the lower half of its industry. The industry median Cash Ratio is 0.63. Bindar For Islamic Finance Co's value of 0.02 is 96.8% below this benchmark. Historically, Bindar For Islamic Finance Co's own Cash Ratio has ranged from 0.02 to 18.56 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.63, Bindar For Islamic Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.63, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bindar For Islamic Finance Co's current Cash Ratio of 0.02 is 96.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Bindar For Islamic Finance Co and its competitors. For the Credit Services industry, the median Cash Ratio is 0.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bindar For Islamic Finance Co's current Cash Ratio is 0.02, which is 89% below median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.86, compared to a current price of JOD1.41 — trading 24.2% below its estimated fair value. The current Cash Ratio is 0.02, which is 89% below median its 10-year median of 0.18 and 96.8% below the Credit Services industry median of 0.63. Bindar For Islamic Finance Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current Cash Ratio is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued.
The current stock price of JOD1.41 is trading 24.2% below its estimated GF Value™ of JOD1.86.
GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.
Key valuation signals for AMM:BIND:
Cash Ratio: 0.02 (89% below median its 10-year median of 0.18)
GF Value™: JOD1.86 vs. price of JOD1.41 (24.2% below fair value)
Industry Position: 96.8% below the Credit Services median (#365 of 388)
No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bindar For Islamic Finance Co Business Description
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
57GF Score
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