Bindar For Islamic Finance Co (AMM:BIND) Cyclically Adjusted Book per Share: JOD1.92 (As of Mar. 2026)


AMM:BIND Bindar For Islamic Finance Co AMM:BIND
55 GF Score
Price JOD1.35
GF Value JOD1.85
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Bindar For Islamic Finance Co Cyclically Adjusted Book per Share?

Bindar For Islamic Finance Co AMM:BIND 55 Cyclically Adjusted Book per Share is JOD1.92 as of Mar. 2026. GuruFocus rates AMM:BIND with a GF Score™ of 55/100 and a GF Value™ of JOD1.85 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bindar For Islamic Finance Co's adjusted book value per share for the three months ended in Mar. 2026 was JOD2.399. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD1.92 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bindar For Islamic Finance Co's average Cyclically Adjusted Book Growth Rate was 7.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Bindar For Islamic Finance Co was 8.20% per year. The lowest was 6.90% per year. And the median was 7.55% per year.

As of today (2026-06-29), Bindar For Islamic Finance Co's current stock price is JOD1.35. Bindar For Islamic Finance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD1.92. Bindar For Islamic Finance Co's Cyclically Adjusted PB Ratio of today is 0.70.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bindar For Islamic Finance Co was 1.04. The lowest was 0.69. And the median was 0.86.


Bindar For Islamic Finance Co  (AMM:BIND) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bindar For Islamic Finance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.35/1.92
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bindar For Islamic Finance Co was 1.04. The lowest was 0.69. And the median was 0.86.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bindar For Islamic Finance Co Cyclically Adjusted Book per Share Related Terms


Bindar For Islamic Finance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bindar For Islamic Finance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bindar For Islamic Finance Co Cyclically Adjusted Book per Share Chart

Bindar For Islamic Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.38 1.53 1.64 1.75 1.87

Bindar For Islamic Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 1.82 1.85 1.87 1.92

AMM:BIND vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Bindar For Islamic Finance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bindar For Islamic Finance Co Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bindar For Islamic Finance Co's Cyclically Adjusted PB Ratio falls into.


AMM:BIND
55GF Score
Bindar For Islamic Finance Co AMM:BIND
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bindar For Islamic Finance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bindar For Islamic Finance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.399/330.2130*330.2130
=2.399

Current CPI (Mar. 2026) = 330.2130.

Bindar For Islamic Finance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.151 241.018 1.577
201609 1.179 241.428 1.613
201612 1.202 241.432 1.644
201703 1.228 243.801 1.663
201706 1.162 244.955 1.566
201709 1.177 246.819 1.575
201712 1.206 246.524 1.615
201803 1.095 249.554 1.449
201806 1.129 251.989 1.479
201809 1.161 252.439 1.519
201812 1.198 251.233 1.575
201903 1.227 254.202 1.594
201906 1.245 256.143 1.605
201909 1.281 256.759 1.647
201912 1.325 256.974 1.703
202003 1.360 258.115 1.740
202006 1.404 257.797 1.798
202009 1.420 260.280 1.802
202012 1.450 260.474 1.838
202103 1.482 264.877 1.848
202106 1.478 271.696 1.796
202109 1.533 274.310 1.845
202112 1.621 278.802 1.920
202203 1.851 287.504 2.126
202206 1.910 296.311 2.129
202209 1.971 296.808 2.193
202212 2.029 296.797 2.257
202303 2.079 301.836 2.274
202306 2.134 305.109 2.310
202309 2.215 307.789 2.376
202312 2.292 306.746 2.467
202403 2.353 312.332 2.488
202406 1.941 314.175 2.040
202409 2.015 315.301 2.110
202412 2.076 315.605 2.172
202503 2.129 319.799 2.198
202506 2.211 322.561 2.263
202509 2.279 324.800 2.317
202512 2.343 324.054 2.388
202603 2.399 330.213 2.399

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of JOD1.92 mean?
Bindar For Islamic Finance Co (AMM:BIND) has a Cyclically Adjusted Book per Share of JOD1.92 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bindar For Islamic Finance Co and its competitors.
Is Bindar For Islamic Finance Co's Cyclically Adjusted Book per Share too high?
Bindar For Islamic Finance Co's current Cyclically Adjusted Book per Share is JOD1.92. Overall, Bindar For Islamic Finance Co has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's Cyclically Adjusted Book per Share compare to V and MA?
Bindar For Islamic Finance Co's Cyclically Adjusted Book per Share of JOD1.92 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bindar For Islamic Finance Co and its competitors. Bindar For Islamic Finance Co's current Cyclically Adjusted Book per Share is JOD1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.85, compared to a current price of JOD1.35 — trading 27% below its estimated fair value. The current Cyclically Adjusted Book per Share is JOD1.92. Bindar For Islamic Finance Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current Cyclically Adjusted Book per Share is JOD1.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?

Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued. The current stock price of JOD1.35 is trading 27% below its estimated GF Value™ of JOD1.85. GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.

Key valuation signals for AMM:BIND:

  • Cyclically Adjusted Book per Share: JOD1.92
  • GF Value™: JOD1.85 vs. price of JOD1.35 (27% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bindar For Islamic Finance Co Business Description

Address King Abdullah 2 Street, P.O. Box 1921, Al-Ibrahimiya Complex - Building No. 246, Amman, JOR, 11821
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
55GF Score

Get the complete analysis for AMM:BIND

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.35
Price
JOD1.85
GF Value