Bindar For Islamic Finance Co (AMM:BIND) 3-Year RORE % : 7.08% (As of Mar. 2026)


AMM:BIND Bindar For Islamic Finance Co AMM:BIND
55 GF Score
Price JOD1.35
GF Value JOD1.85
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Bindar For Islamic Finance Co 3-Year RORE %?

Bindar For Islamic Finance Co AMM:BIND 55 3-Year RORE % is 7.08 as of Mar. 2026. GuruFocus rates AMM:BIND with a GF Score™ of 55/100 and a GF Value™ of JOD1.85 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 518 Credit Services companies, Bindar For Islamic Finance Co ranks worse than 52.32% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Bindar For Islamic Finance Co's 3-Year RORE % for the quarter that ended in Mar. 2026 was 7.08%.

The industry rank for Bindar For Islamic Finance Co's 3-Year RORE % or its related term are showing as below:

AMM:BIND's 3-Year RORE % is ranked worse than
52.32% of 518 companies
in the Credit Services industry
Industry Median: 8.58 vs AMM:BIND: 7.08

Bindar For Islamic Finance Co  (AMM:BIND) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Bindar For Islamic Finance Co 3-Year RORE % Related Terms


Bindar For Islamic Finance Co 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Bindar For Islamic Finance Co's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bindar For Islamic Finance Co 3-Year RORE % Chart

Bindar For Islamic Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.45 40.26 4.83 -17.16 8.05

Bindar For Islamic Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.31 9.31 8.12 8.05 7.08

AMM:BIND vs V, MA, AXP: 3-Year RORE % Comparison

For the Credit Services subindustry, Bindar For Islamic Finance Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bindar For Islamic Finance Co 3-Year RORE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Bindar For Islamic Finance Co's 3-Year RORE % falls into.


AMM:BIND
55GF Score
Bindar For Islamic Finance Co AMM:BIND
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bindar For Islamic Finance Co 3-Year RORE % Calculation

Bindar For Islamic Finance Co's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.27-0.217 )/( 0.749-0 )
=0.053/0.749
=7.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 7.08 mean?
Bindar For Islamic Finance Co (AMM:BIND) has a 3-Year RORE % of 7.08 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bindar For Islamic Finance Co and its competitors. According to the industry distribution chart, Bindar For Islamic Finance Co ranks #271 out of 518 companies in the Credit Services industry, placing it in the top 52.3%.
Is Bindar For Islamic Finance Co's 3-Year RORE % too high?
Bindar For Islamic Finance Co's current 3-Year RORE % is 7.08. The Credit Services industry median 3-Year RORE % is 8.58. Bindar For Islamic Finance Co's value of 7.08 is 17.5% below this industry median. Based on the distribution chart, Bindar For Islamic Finance Co ranks #271 out of 518 companies in the Credit Services industry, which is below the industry midpoint. Overall, Bindar For Islamic Finance Co has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Bindar For Islamic Finance Co ranks #271 out of 518 companies for 3-Year RORE %. This places Bindar For Islamic Finance Co in the lower half of its industry. The industry median 3-Year RORE % is 8.58. Bindar For Islamic Finance Co's value of 7.08 is 17.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.58, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bindar For Islamic Finance Co's current 3-Year RORE % of 7.08 is 17.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bindar For Islamic Finance Co and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bindar For Islamic Finance Co's current 3-Year RORE % is 7.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.85, compared to a current price of JOD1.35 — trading 27% below its estimated fair value. The current 3-Year RORE % is 7.08 and 17.5% below the Credit Services industry median of 8.58. Bindar For Islamic Finance Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current 3-Year RORE % is 7.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?

Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued. The current stock price of JOD1.35 is trading 27% below its estimated GF Value™ of JOD1.85. GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.

Key valuation signals for AMM:BIND:

  • 3-Year RORE %: 7.08
  • GF Value™: JOD1.85 vs. price of JOD1.35 (27% below fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 17.5% below the Credit Services median (#271 of 518)

No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bindar For Islamic Finance Co Business Description

Address King Abdullah 2 Street, P.O. Box 1921, Al-Ibrahimiya Complex - Building No. 246, Amman, JOR, 11821
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
55GF Score

Get the complete analysis for AMM:BIND

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.35
Price
JOD1.85
GF Value